NFCU denied my first application for the Platinum card. I’ve heard that several people have had to recon 3x to get approved. I’m on my second denied.
1st letter - explanation of life events 2nd - Explanation if why I specifically need that card. 3 -??? How should I frame my reconsideration letter after getting denied twice already?
I was denied both cash reward and go reward. I only applied for the second card in Hope they would approve. I realize it's a computer algorithm that initially decides yes or no. I have a platinum with a high credit limit which I recieved a year ago. My credit is much better now so I was disappointed in the initial denial. I decided to send a recon through the apps secured email. I basically spoke about why I need this particular card and how I was doing well with the card they gave me and how they have helped me etc. You can Google recon letters. I was approved for the go reward for another large amt. Good luck
