Navy Federal Credit Union Membership Question

[Anonymous]

Thank you for your insight and history.
I truly appreciate your help.
I will tell her to apply this evening then !

I think that the Go Rewards is offering a lot of bonus points for new members as tydog stated above.
I will tell her to apply for that one I guess.
That card looks like the best deal and card for her I believe ?

[Anonymous]

It looks like the Go Rewards card may be best for her ?
Is any particlar card easier to get than any other ?

[Anonymous]

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@Anonymous wrote:
It looks like the Go Rewards card may be best for her ?
Is any particlar card easier to get than any other ?

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The Flagship is the only card with a minimum $5,000 line. You can product change at any time if you decide that one of their other cards meets your needs better. I suggest going for the Gorewards and changing later on, so that you at least get a sign up bonus! 

[Anonymous]

My wife decided to apply for the Flagship Visa card.

She received a 24 hr review message.

Is this normal for Navy Federal, and is this a good sign ?

[jdxprs1]

Because it's a Friday night maybe.

[AverageJoesCredit]

Sometimes Navy can be slow in their communication Friday or not. Hope you get it

[Anonymous]

Thanks.

My wife really wants to get this card.

She became a member through her dad that retired from the Airforce years ago.

He has passed away now and it would mean alot to her if she was approved.

She only has a Cap 1 in her name with only a $200 limit at this point and an AU Lowes of mine $6000 on her report.

I really hope that she gets it !

I know that she would be depressed if not.

I know that both her membership and ccd app were TU pulls which is 764

Her income is $25.000 per year

[AverageJoesCredit]

I forgot, have you joined as well? Once she is a member you can be a member for life

[Anonymous]

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@Anonymous wrote:

Thanks.

My wife really wants to get this card.

She became a member through her dad that retired from the Airforce years ago.

He has passed away now and it would mean alot to her if she was approved.

She only has a Cap 1 in her name with only a $200 limit at this point and an AU Lowes of mine $6000 on her report.

I really hope that she gets it !

I know that she would be depressed if not.

I know that both her membership and ccd app were TU pulls which is 764

Her income is $25.000 per year

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Given her thin file I personally would have gone with either the GoRewards, CashRewards or even the platinum for a better chance at approval. I think the Flagship may be more difficult to obtain.. I could be wrong tho. Having a good credit score isn't all Navy looks at when approving. But GL though, hopefully she gets approved. 

[Anonymous]

I did not know that the Flagship had different qualifications than the others.
We do a lot of traveling, that's why she wanted that card.

What are her choices if she gets denied ?
Will they offer her a different card ?