@Aim_High Great info and feedback! Thank you for sharing! I know for me I got $9300 on my first Navy Federal card, the More Rewards. I got it 1 month after opening my Navy Federal Account. I got lower on my 2nd card, $5200.
After 91/3 I got an $8000 limit increase a couple of months into the pandemic. I then applied for the Flagship and was denied (should've applied before asking for CLI. Denied for reaching the maximum limit). In August 2020 I tried again for the Flagship and was approved for $5200. My More Rewards was at $17,300 at the time. My new accounts count was 6/6, 8/12, 8/24 at the time of application. I eventually got up to 11/24 but Navy kept giving the max amount on requests for limit increases.
I've been able to grow the cards through asking for limit increases every 6 months. More Rewards is at $33,300 and the Flagship is at $21,200.
Just to confirm...
Is the max limit combined across all NFCU credit cards still $80k?
@Duke_Nukem wrote:Just to confirm...
Is the max limit combined across all NFCU credit cards still $80k?
Yes! From all I've read $80K is still the max limit combined across all NFCU credit cards.
Thanks, @800wannabe420 and @Jordan23ww !
With those confirmations, I decided to ask for a $7k CLI instead of the full $8k max that Navy seems to be at right now. Received the approval email today (requested CLI yesterday) taking my Plat from $33k to $40k. My Flagship is at $38k, so that leaves $2k there in case I decide to do something later on (like nab a sweet SUB for another card or something).
@Duke_Nukem wrote:Thanks, @800wannabe420 and @Jordan23ww !
With those confirmations, I decided to ask for a $7k CLI instead of the full $8k max that Navy seems to be at right now. Received the approval email today (requested CLI yesterday) taking my Plat from $33k to $40k. My Flagship is at $38k, so that leaves $2k there in case I decide to do something later on (like nab a sweet SUB for another card or something).
@Duke_Nukem your'e welcome and congratulations on your increase!
I got my CLI increased to $9,500! My starting limit was $3,500 and I asked for 20K figuring they would counter offer.
@Space_Daddy wrote:I got my CLI increased to $9,500! My starting limit was $3,500 and I asked for 20K figuring they would counter offer.
Well, you definitely went for the moon there. lol
But yes, the max Navy would grant in the best case scenario is an $8k CLI. So you made out well regardless getting $6k out of a possible $8k.
