Navy Federal Thread for CLI and Additional Cards

[Chilli]

Pick a - boo...I'm everywhere.....LOL

Private...mumble...REALLY?!?!

LOL...

Now wait for 3 months because WE SAID SO!

lol

[Chilli]

@CA I started out the same way with them...it took me 12 months too all the while I was frustrated but patient at the same time.

march cash rewards 500 now 35,000

may gorewards 2,500 now 20,000

both cards were declined but approve when re conned 

july LOC declined November approved 15,000

i recommend the following plan for DH

let secure card graduate then pc to a different card push luv button at 13 months out

1,000 cashrewards push luv button after 3 statements and every 3 months thereafter...

the CL on the 1st card will catch up to the limit on the 2nd card.

after 8 months app for a loc.

I think this is a good plan...

[Anonymous]

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@Creditaddict wrote:
Sounds like a plan to check in April for cli

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sent you a pm. dont want to clog up the thread.

[Anonymous]

CA

MY S/O just  joined today ( she was a/u on my account).  Had her apply for cash rewards Visa and she got the 3-5 day message.  Her credit history is somewhat limited as she has two old small accounts from 2008 that are closed and she recently opened a Cap One QS  ($5000 CL) and she is an a/u on most of my accounts,  her scores are EQ 739, TU 663, and EX 744.  Thoughts on her chances?

[Creditaddict]

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@Anonymous wrote:

CA

MY S/O just  joined today ( she was a/u on my account).  Had her apply for cash rewards Visa and she got the 3-5 day message.  Her credit history is somewhat limited as she has two old small accounts from 2008 that are closed and she recently opened a Cap One QS  ($5000 CL) and she is an a/u on most of my accounts,  her scores are EQ 739, TU 663, and EX 744.  Thoughts on her chances?

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I sure hope it would be approved!

Navy has been spitting back some really epic denials in my eyes lately but hopefully we don't have to send any strongly worded secure messages to fix it for her!

[Anonymous]

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@Creditaddict wrote:

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@Anonymous wrote:

CA

MY S/O just  joined today ( she was a/u on my account).  Had her apply for cash rewards Visa and she got the 3-5 day message.  Her credit history is somewhat limited as she has two old small accounts from 2008 that are closed and she recently opened a Cap One QS  ($5000 CL) and she is an a/u on most of my accounts,  her scores are EQ 739, TU 663, and EX 744.  Thoughts on her chances?

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I sure hope it would be approved!

Navy has been spitting back some really epic denials in my eyes lately but hopefully we don't have to send any strongly worded secure messages to fix it for her!

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Hah.  I'll come to you if that happens :-)!

[Anonymous]

Got the news today after providing them with income verification that I am approved for the car loan.  They approved me for up to $40,000 at 6.79% interest.  Woohoo~!!!  I was approved for a credit card last weekend when I opened my account, so my understanding is that in April, I should request a CLI.  After receiving my first CLI, I should apply for a 2nd card, and I should wait until September to request a LOC.  Is that correct?

[Creditaddict]

You can apply for Loc now.
Good plan for CLI and 2nd cafd

[Anonymous]

Hey Everyone, 

First time on these forums. I have read a bunch of threads and finally decided to ask some questions. 

I just opened up a military checking account with NFCU. Which credit card do you guys recommend that I open first?

I have 765 FICO-EQ.  My other cards are: Paypal/Synchony-9.6K, Citi-8.1k, AAFES Starcard-7.3k, BofA Visa-5.5k

Thank you!

[Anomalous]

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@Anonymous wrote:

Got the news today after providing them with income verification that I am approved for the car loan.  They approved me for up to $40,000 at 6.79% interest.  Woohoo~!!!  I was approved for a credit card last weekend when I opened my account, so my understanding is that in April, I should request a CLI.  After receiving my first CLI, I should apply for a 2nd card, and I should wait until September to request a LOC.  Is that correct?

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Congratulations! BMW? Lol! Sorry, that's my wishful thinking