Navy Federal Thread for CLI and Additional Cards

[Creditaddict]

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@Anonymous wrote:

Hello all.  I wanted to add to this topic with my experience.  I opened a new membership with NFCU on 2/13/15.  I then applied for a cashRewards on 2/17 and NavChek on 2/18.  I got the famous further review was needed so I thought for sure I was going to be denied.  I got a message 24 later stating they needed me to provide 2 pay stubs and a recent non-NFCU bank statement.  I went ahead and submitted the docs.  Found out today I was approved for $5k LOC and $14K on the cashRewards card.  I didn't think to apply for the full $15k on the LOC since I didn't want to seem greedy.  LOL

I sent a secure message asking if they can bump it from the $5k to the full $15k. Now the waiting game again.  They HP my TU which is sitting at 688.

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CONGRATS!

[js0319]

DW currently has Cash Rewards at $10k and has a $3k balance. She requested a CLI to $25k, but got 3-5 day message with no counter offer on $41k/income. How much do you need to report to get a CLI above $10k. Anyone have any experience with this?

[1GaDawg85]

since getting the GoRewards card in September, I haven't had any luck getting a CLI from 5k on it....ugh even with it being at a zero balance.

[Creditaddict]

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@1GaDawg85 wrote:

since getting the GoRewards card in September, I haven't had any luck getting a CLI from 5k on it....ugh even with it being at a zero balance.

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wait until April after the next AR and you should be good to go if both cards with navy are in order.

[1GaDawg85]

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@Creditaddict wrote:

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@1GaDawg85 wrote:

since getting the GoRewards card in September, I haven't had any luck getting a CLI from 5k on it....ugh even with it being at a zero balance.

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wait until April after the next AR and you should be good to go if both cards with navy are in order.

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they just auto CLI the CR cards this month to 14.4k but haven't budged on the GR yet lol 

[Creditaddict]

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@1GaDawg85 wrote:

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@Creditaddict wrote:

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@1GaDawg85 wrote:

since getting the GoRewards card in September, I haven't had any luck getting a CLI from 5k on it....ugh even with it being at a zero balance.

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wait until April after the next AR and you should be good to go if both cards with navy are in order.

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they just auto CLI the CR cards this month to 14.4k but haven't budged on the GR yet lol 

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interesting... auto cli seem so rare! and then to be in between AR makes it even odder to me.

[1GaDawg85]

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@Creditaddict wrote:

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@1GaDawg85 wrote:

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@Creditaddict wrote:

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@1GaDawg85 wrote:

since getting the GoRewards card in September, I haven't had any luck getting a CLI from 5k on it....ugh even with it being at a zero balance.

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wait until April after the next AR and you should be good to go if both cards with navy are in order.

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they just auto CLI the CR cards this month to 14.4k but haven't budged on the GR yet lol 

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interesting... auto cli seem so rare! and then to be in between AR makes it even odder to me.

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i have kept a balance on it for a while (at 8k now) paying 500+ a month along with daily spending 

[1GaDawg85]

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@Creditaddict wrote:

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@1GaDawg85 wrote:

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@Creditaddict wrote:

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@1GaDawg85 wrote:

since getting the GoRewards card in September, I haven't had any luck getting a CLI from 5k on it....ugh even with it being at a zero balance.

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wait until April after the next AR and you should be good to go if both cards with navy are in order.

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they just auto CLI the CR cards this month to 14.4k but haven't budged on the GR yet lol 

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interesting... auto cli seem so rare! and then to be in between AR makes it even odder to me.

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definitely thought the auto increase was very odd as well! I wasn't expecting anything till April. now gives you something to think about for sure

[chela62678]

How can you apply if you or your family are not military?

Is it a no go? 

[1GaDawg85]

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@chela62678 wrote:

How can you apply if you or your family are not military?

Is it a no go? 

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that is correct....they can be retired military as well