Navy Federal Thread for CLI and Additional Cards

[Creditaddict]

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@AintYouADaisy wrote:

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@Creditaddict wrote:
It seems they recently started doing bi-monthly

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Is that right?  So then did they pull again in late Feb instead of waiting until late March?  I can see where the sp me on 30 Dec but I don't have access to see any others since.   My last CLI was 18 Sept and I was thinking of trying again after the late March sp since it will have been 6 mos.  I'm at $25k now on my Flagship.  

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if your at $25k now, it's going to be a hp no matter what and I would request the full $80k and let it go to review and see where they counter back.

[tim1017]

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@Creditaddict wrote:
It seems they recently started doing bi-monthly

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So then everyone is on the same cycle?  I believe they are pulling end of March is this correct?  Just want to be sure I'm clear and not assuming one or the other.  THANKS!

[Creditaddict]

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@tim1017 wrote:

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@Creditaddict wrote:
It seems they recently started doing bi-monthly

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So then everyone is on the same cycle?  I believe they are pulling end of March is this correct?  Just want to be sure I'm clear and not assuming one or the other.  THANKS!

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many of us did see pulls at end of Feb. so end of march may not be the case anymore. it would be end of april.

[tim1017]

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@Creditaddict wrote:

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many of us did see pulls at end of Feb. so end of march may not be the case anymore. it would be end of april.

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CRAP.  Guess I'll wait one more month then lol.

[Anonymous]

So due to the recent AR I was able to get my CLI from $5,000 - $10,000 after two SP (even though I asked for the max both times) and was approved for the LOC at the full amount. So due to itchy fingers I applied over the weekend for my second NFCU card after I submitted the application I started to regret it thinking I didnt really need another CC any. I checked this morning and noticed it was denied - I sent a secure message asking them to move part of my CL from the cashrewards no sense in wasting a HP. I'll advise the results.. fingers crossed!

[Anonymous]

So to be sure, as soon as I see the first SP I should request CLI for the full 25k, correct?

[AintYouADaisy]

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@Creditaddict wrote:

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@AintYouADaisy wrote:

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@Creditaddict wrote:
It seems they recently started doing bi-monthly

---

Is that right?  So then did they pull again in late Feb instead of waiting until late March?  I can see where the sp me on 30 Dec but I don't have access to see any others since.   My last CLI was 18 Sept and I was thinking of trying again after the late March sp since it will have been 6 mos.  I'm at $25k now on my Flagship.  

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if your at $25k now, it's going to be a hp no matter what and I would request the full $80k and let it go to review and see where they counter back.

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Well, hmm...   I was just going to try for $50k and see what they said, figuring they might be willing to go $35.  Or maybe I should just flat ask for the $35 and leave it at that for now.  I don't want them to think I'm being excessive and freak them out or anything.

[Creditaddict]

They are not really a freak out lender just a quick counter back!

[Anonymous]

I asked for an increase two days after receiving the card which prompted a manual review.  I called immediately and asked them to withdraw it to prevent an inquiry and they were happy to reverse it.  They are nice to work with.

[Anonymous]

I sent a SM their response to my nice message is the do not process those types of requests.. At least I tried