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Navy Federal Thread for CLI and Additional Cards

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MakeItAMudLight
Frequent Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@credit_endurance wrote:
Just a some data points from my recent experience. Was checking my Fico alerts and it looks like I was hit for 4 total inquires. 3 TR 1EQ. I allied for membership, cc, & CLoc that's 3 apps but 4 total pulls. They must have pulled both TR& EQ for the CLoc perhaps. Just a theory 😕

From what I've seen they probably pulled both TU & EQ for the credit card.  

Message 911 of 17,187
credit_endurance
Valued Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Well, Looks like I have it a slight snag hopefully. Got an email from them requesting proof of Idenity and residence to complete the verification of membership process. Account is locked as well. Not sure what to make of this. Anyone have thoughts?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 912 of 17,187
Creditaddict
Legendary Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Stabard occassionally.
Message 913 of 17,187
LDS90
Valued Member

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

@Creditaddict,

 

Just wondering what is Exec Member?  And how does one become an Exec member?

 

Thanks in advance for your help.

Message 914 of 17,187
Creditaddict
Legendary Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Exec member with?
Sorry unsure of question
Message 915 of 17,187
Anonymous
Not applicable

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Creditaddict wrote:
Exec member with?
Sorry unsure of question

I think LDS90 was referring to the Costco exec with the 2% back on the cards.

Message 916 of 17,187
Creditaddict
Legendary Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Costco Exec member is $110
Message 917 of 17,187
LDS90
Valued Member

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

@Creditaddict

@MrPito

 

Sorry for confusion.  Yes, I understand if you have a higher executive membership at COSTO or other big box store get higher % back.

 

Currently, Cash Rewards VISA from NFCU get an additional 2% on top of the regular 1.5% at big box stores like Sams Club and COSTO until Dec 2016.

 

Message 918 of 17,187
Anonymous
Not applicable

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

It's not just the cashRewards that you get the extra 2% with its all of their cards
Message 919 of 17,187
Creditaddict
Legendary Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Then flagship 2% or cash rewards 1.5 are the best to use
Message 920 of 17,187
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