Navy Federal Thread for CLI and Additional Cards

[peghede]

Looks like no one gets over 25k cli those days ,most go up to 22k...

25K is max instant the system will give correct?

[Anonymous]

Just to be clear, it's 6 months in between increases? So if I got an increase Jan 25th I have to wait until July 25th?

[sdsoccerdad]

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@Anonymous wrote:
Just to be clear, it's 6 months in between increases? So if I got an increase Jan 25th I have to wait until July 25th?

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That's correct.  Congrats to those who received increases. 

[peghede]

that will be 6 months between increases on one card what about if u have more than one?

[Tazman81]

Hi lexguru:

An AR is a soft pull on your credit report.  If you are using a credit monitoring service, you typically will not see soft pulls through the service.  In order to see the soft pull, you would need to go to experian's site and get a credit report directly from them.  This can be done for free using annualcreditreport.com, or if there is something on your experian report that you need to dispute, or if you were denied credit in the last 30 days and they used your experian report.  Otherwise, I believe experian charges a fee to get the report.

[Anonymous]

I got a hard copy report from experian.com that lists my SPs. Navy did one in 3/30/2017 but not 4/30/2017

Is it possible they do members in batches? Or perhaps they are doing some EX and some EQ?

[peghede]

They soft pull most of us on EXP 3/30/2017 Not 4/30/2017

Now they might sp EQ like they always do but is not showing yet on Eq.(i just check)

[Anonymous]

Saw that LOL.

I'm just too excited waiting for the May AR.... Here's to another few days...

[peghede]

just cuz is not showing on eq the sp doesn't mean is not yet done today.i say go ahead and cli.

[Anonymous]

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@peghede wrote:

just cuz is not showing on eq the sp doesn't mean is not yet done today.i say go ahead and cli.

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Agreed - the bureaus have a reporting delay for this sort of thing, since it is 'non-impacting' to scores - the AR is likely done at this point.