@Anonymous wrote:Applied for the Platinum, I need a BT card so... I wasn't going to meet the 3k in 90 for 20,000 points.
Pulled TU (got the alert) Fico 8 is 666...
TU shows overall UTI at 9% ( It will go up to 12 once PenFed updates, not sure if this pull included 9 or 12% )
Received 24 hour message.
Got a txt 5 minutes later saying it is being reviewed.
I've had my cashRewards card for 1 year.
Started at 5k with a TU of 611.CLI Nov 2016 SP AR CLI) to 22k
Always PIF, I've put 10K on the card in a year.
PenFed CC at 33,500
Cap1 at 4K
we'll see what they say...
Good luck ! All of my NFCU pulls have been EQ. And they give out the EQ09 score - is it different states where they pull TU ?
I'm officially scared!!!! Didn't know navy now offers FICO scores. Just checked it and it's significanlty different from my CCT FICO8 scores. I'm really looking forward to a CLI as I hit 6months as of 6/24 and one year with NFCU on 07/06. I currently have GORewards at 2k which originally was a secured card of $500 that graduated at 5months and I PC. I also have a CLOC that they countered me back with !k that I'm looking to get increased. Any insites 
@creditbaaby wrote:I'm officially scared!!!! Didn't know navy now offers FICO scores. Just checked it and it's significanlty different from my CCT FICO8 scores. I'm really looking forward to a CLI as I hit 6months as of 6/24 and one year with NFCU on 07/06. I currently have GORewards at 2k which originally was a secured card of $500 that graduated at 5months and I PC. I also have a CLOC that they countered me back with !k that I'm looking to get increased. Any insites
Yes, my FICO09 score is 50 points less than FICO08 - but I'm not going to stress since no one I'm interested in is using it right now except NFCU.
Well i'm def cause I've been working on my credit since joining and now this. This sucks!
@stinastina wrote:
@creditbaaby wrote:I'm officially scared!!!! Didn't know navy now offers FICO scores. Just checked it and it's significanlty different from my CCT FICO8 scores. I'm really looking forward to a CLI as I hit 6months as of 6/24 and one year with NFCU on 07/06. I currently have GORewards at 2k which originally was a secured card of $500 that graduated at 5months and I PC. I also have a CLOC that they countered me back with !k that I'm looking to get increased. Any insites
Yes, my FICO09 score is 50 points less than FICO08 - but I'm not going to stress since no one I'm interested in is using it right now except NFCU.
@Anonymous wrote:
@Anonymous wrote:I really want a card with NFCU, but with my scores, I'm pretty sure I'll be denied. My only baddies are missed car loan payments from 2+ years back. I'm a member, but I don't think that will help me. Sucks!
You should have no problem. I was approved for $7,000 with a TU FICO of 603, and i have 4 chargeoffs from 2014 reporting
I second that. I was 4 months post discharge and they gave me a card. My score was in the 500s.
