Navy Federal Thread for CLI and Additional Cards

[sdsoccerdad]

Guess I need to wait till the 8th which would put me at 6 months.

[peghede]

Lol gotta wait till tomorrow, ill be 6 months since last cli.im stuck 23k and 22k on 2 cards. course ill hit max button tomorrow, if no cli on none of the two ill go app for 3rd card.

[mattmyFIC0]

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@Anonymous wrote:
MattmyFICO did you select max or did you enter 25k?

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Just entered 25K since I knew that was max w/o HP

[peghede]

Always ask for max !!!

[mattmyFIC0]

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@peghede wrote:

Always ask for max !!!

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I know that's the general rule but in the past they've wanted to HP for max and I'm trying to avoid that currently.

[Anonymous]

Best of luck to everyone who is going for a CLI this month!!

I'll be waiting until the 8th to see if I can bump my CR from $22K to $25K.

Hey Aduke....this is your month...fingers are SOOOO crossed for you!!

Happy holiday weekend my friends!!

[peghede]

you gonna ask for max or  enter 25k

[Anonymous]

I tried 2 mo ago and got denied with the reason that I've reached the highest credit limit they will allow based on my income (15k PLOC + 16.1k Visa).  Figured I'd try again today.  Asked for max, and got it instantly approved to $22k.  Not bad at all!!

[aikam]

I submitted my request and received the 24 hour message. My account was opened March 29, 2017. My score has increased 30 plus points since then, my rent has decreased by almost $300 a month because I moved. I've also used the card a lot and make very large payments ($300 to $600 a month) when I don't pay in full. My SL is $1,000. I assumed the AR posted after reading the latest comments and went for it. I tried to cancel the request to prevent the hardpull but, it was too late. I've been waiting for this day only to receive a 24 hour message. I don't have high hopes but, will update once I hear something. Congrats to everyone that are successful during this AR.

[garagebandking]

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@aikam wrote:

I submitted my request and received the 24 hour message. My account was opened March 29, 2017. My score has increased 30 plus points since then, my rent has decreased by almost $300 a month because I moved. I've also used the card a lot and make very large payments ($300 to $600 a month) when I don't pay in full. My SL is $1,000. I assumed the AR posted after reading the latest comments and went for it. I tried to cancel the request to prevent the hardpull but, it was too late. I've been waiting for this day only to receive a 24 hour message. I don't have high hopes but, will update once I hear something. Congrats to everyone that are successful during this AR.

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Good luck! I'll keep my fingers crossed for ya.

The AR thing appears to be hit or miss, it just improves your odds I believe.

Anyway you possibly hit an internal limit with them? Did three statements cut?