Navy Federal Thread for CLI and Additional Cards

[creditbaaby]

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@aikam wrote:

I submitted my request and received the 24 hour message. My account was opened March 29, 2017. My score has increased 30 plus points since then, my rent has decreased by almost $300 a month because I moved. I've also used the card a lot and make very large payments ($300 to $600 a month) when I don't pay in full. My SL is $1,000. I assumed the AR posted after reading the latest comments and went for it. I tried to cancel the request to prevent the hardpull but, it was too late. I've been waiting for this day only to receive a 24 hour message. I don't have high hopes but, will update once I hear something. Congrats to everyone that are successful during this AR.

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Have 3 statements cut AND 90 days passed?

[rmduhon]

@aikam Keep an eye on your account. We received the 24 hour notice, never received an official response, but the available credit went up about 14k (went from 2500 to 17k). So you might see the answer there first.

[aikam]

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@garagebandking wrote:

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@aikam wrote:

I submitted my request and received the 24 hour message. My account was opened March 29, 2017. My score has increased 30 plus points since then, my rent has decreased by almost $300 a month because I moved. I've also used the card a lot and make very large payments ($300 to $600 a month) when I don't pay in full. My SL is $1,000. I assumed the AR posted after reading the latest comments and went for it. I tried to cancel the request to prevent the hardpull but, it was too late. I've been waiting for this day only to receive a 24 hour message. I don't have high hopes but, will update once I hear something. Congrats to everyone that are successful during this AR.

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Good luck! I'll keep my fingers crossed for ya.

The AR thing appears to be hit or miss, it just improves your odds I believe.

Anyway you possibly hit an internal limit with them? Did three statements cut?

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This would be my first CLI. I haven't applied for any other credit since getting in with NFCU. Yes, first 3 statements posted. My current balance is $50. 

[aikam]

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@creditbaaby wrote:

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@aikam wrote:

I submitted my request and received the 24 hour message. My account was opened March 29, 2017. My score has increased 30 plus points since then, my rent has decreased by almost $300 a month because I moved. I've also used the card a lot and make very large payments ($300 to $600 a month) when I don't pay in full. My SL is $1,000. I assumed the AR posted after reading the latest comments and went for it. I tried to cancel the request to prevent the hardpull but, it was too late. I've been waiting for this day only to receive a 24 hour message. I don't have high hopes but, will update once I hear something. Congrats to everyone that are successful during this AR.

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Have 3 statements cut AND 90 days passed?

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Yes

[Anonymous]

This is going to sound really stupid because I've requested a CLI on my Cloc before but for some reason I can't remember how I did it the last time? Anyone know how to request a CLI on Cloc i'm at $5k on it. Thanks!

[aikam]

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@rmduhon wrote:
@aikam Keep an eye on your account. We received the 24 hour notice, never received an official response, but the available credit went up about 14k (went from 2500 to 17k). So you might see the answer there first.

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That's good to hear. Thank you. I will do that. 

[creditbaaby]

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@Anonymous wrote:

This is going to sound really stupid because I've requested a CLI on my Cloc before but for some reason I can't remember how I did it the last time? Anyone know how to request a CLI on Cloc i'm at $5k on it. Thanks!

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Act as if you are applying for a new CLOC and you'll see  option to CLI

[Anonymous]

Credibaaby, Thank you!

[creditbaaby]

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@Anonymous wrote:

Credibaaby, Thank you!

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no problem at all. I'm in the same pool as all of you. Patiently waiting for July 6 as it will mark my 1 year anniversary with NFCU, hoping it will help my chances on CLI for CC and CLOC

[vollybal]

My 91st day is on the 15th and 3rd statement will cut around the 8th....Hoping the CLI will happen when I click the max on ttbe 15th...GL ALL!!!