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Navy Federal Thread for CLI and Additional Cards

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peghede
Valued Contributor

Re: Navy Federal Thread for CLI and Additional Cards

Any one got cli over 25k?

Message 3151 of 17,187
credit_endurance
Valued Contributor

Re: Navy Federal Thread for CLI and Additional Cards


@peghede wrote:

Lol gotta wait till tomorrow, ill be 6 months since last cli.im stuck 23k and 22k on 2 cards. course ill hit max button tomorrow, if no cli on none of the two ill go app for 3rd card.


@peghede did you hit them up yet?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 3152 of 17,187
peghede
Valued Contributor

Re: Navy Federal Thread for CLI and Additional Cards

1.About to do it now -Done

2.Getting ready.-Done

3.One in the chamber ,finger on trigger.-Done

4.Aiming at the target and pulled the f, trigger asked for max both cards (im not a sissy)-Done

 

Message from Navy Federal Credit Union:

Thank you for your credit card application. To ensure the timely and accurate processing of your application, we ask that you remove the freeze from your Trans Union credit file(s) and contact us at the number below.
Any requested information may be sent as an eMessage attachment via your Navy Federal Online® Account Access service. Please respond within 14 days from the date of this letter. If we do not hear from you, we regrettably will be unable to give further consideration to your application.

 

Message from Navy Federal Credit Union:

Thank you for your credit card application. To ensure the timely and accurate processing of your application, we ask that you remove the freeze from your EQUIFAX credit file(s) and contact us at the number below.
Any requested information may be sent as an eMessage attachment via your Navy Federal Online® Account Access service. Please respond within 14 days from the date of this letter. If we do not hear from you, we regrettably will be unable to give further consideration to your application.

 

 

New: Message from Navy Federal Credit Union:

Thank you for your credit card application.To ensure the timely and accurate processing of your application, we ask that you fulfill the requests that correspond to the fallowing numbers in the list bellow: 7

 

1 to 13..poi,id,paystubs ect. none of those

They want this one:

7: Remove the freeze from your credit file(s) and contact us at the number bellow.

 

 

5.Result: In order to get max on both cards 50k and 50k and get 3rd card approved they wanted to look at both EQ AND TU. I Told them NO HP.Was told the request will be cancelled then.

That's all ,guess will be keep them like they are for awhile.(not to long)

 

The End on this one. for now.

 

ps.

R.i.P Synchrony and your lexus nexus poop.

Message 3153 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

Is your experian froze too?
Message 3154 of 17,187
peghede
Valued Contributor

Re: Navy Federal Thread for CLI and Additional Cards

Yes sir

Message 3155 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

Did it attempt to pull your EX as well or just the EQ and TU?
Message 3156 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

Question: What reason would one freeze their reports especially when creditors need access to them for considering one for credit? Just curious!
Message 3157 of 17,187
AverageJoesCredit
Legendary Contributor

Re: Navy Federal Thread for CLI and Additional Cards

Freezing helps prevent others from applying for credit in your name, security, and also helps you resist to app as depending on where you live it can cost you money to freeze or unfreeze or just a hassle at timesSmiley Wink
Message 3158 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

Got it... thanks 🤗
Message 3159 of 17,187
credit_endurance
Valued Contributor

Re: Navy Federal Thread for CLI and Additional Cards

Just hit the max button on my 11 month and 2 day old goRewards which stood at $17.5K for the last 8 months and instant approval to $25k!  What a relief! Last AR Navy wanted to hp me so I cancelled right away. Thought maybe I was at maximum exposure with them guess I thought wrong. All the best to my fellow fico'ers seeking CLI's.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 3160 of 17,187
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