Navy Federal Thread for CLI and Additional Cards

[BPebbles]

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@credit_endurance wrote:

Just hit the max button on my 11 month and 2 day old goRewards which stood at $17.5 K for the last 8 months and instant approval to $25k!  What a relief! Last AR Navy wanted to hp me so I cancelled right away. Thought maybe I was at maximum exposure with them guess I thought wrong. All the best to my fellow fico'ers seeking CLI's.

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Congrats!! I'm so happy you got the full CLI to 25K! 

[BPebbles]

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@mattmyFIC0 wrote:

I was just able to increase my go rewards from 18K -> 25K. My last CLI on this card was 1/1/17. It started at 6K last August and is my 2nd NFCU card.

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Way to go!  Good job!  19K in CLIs in ~10 months is great!

[aikam]

Can anyone actually confirm seeing the AR for July 1 or is it pure speculation because of the success some have had? I don't know how to go about viewing the AR on my end. Any help in doing this is greatly appreciated. Thank you.

[aikam]

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@aikam wrote:
Can anyone actually confirm seeing the AR for July 1 or is it pure speculation because of the success some have had? I don't know how to go about viewing the AR on my end. Any help in doing this is greatly appreciated. Thank you.

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Shortly after posting this question, I did some digging around on the forum and found my answer. I pulled a current copy of my credit report and scrolled down to the soft inquiries section of the report. As of early this morning (after midnight PST), there was no AR listed from Navy Federal. If the AR date is the same for everyone, I guess it's safe to assume the "July 1st" date being posted in a ton of threads has been delayed... possibly due to the weekend/upcoming holiday. 

[Anonymous]

Which report did you pull, They had been doing AR through EQ, but did May AR on EX

[aikam]

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@Anonymous wrote:
Which report did you pull, They had been doing AR through EQ, but did May AR on EX

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I pulled Equifax. They also pulled Equifax (hard pull) for the CLI request. I expected a soft pull because I'm beyond the 90 day/3 statement mark and the AR was supposed to happen July 1. To my surprise, they haven't even done the AR for July yet. A lesson learned. I will pull my report next time for 100% confirmation on the AR before I pull the trigger next time.

[Anonymous]

AR may have been done on EX again.
If you didn't get instant decision on your CLI request, that would have given the EQ pull when they reviewed your report

[700orbust]

FWIW, I didn't see a SP on EX or TU this morning

[aikam]

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@Anonymous wrote:
AR may have been done on EX again.
If you didn't get instant decision on your CLI request, that would have given the EQ pull when they reviewed your report

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I will pull my Experian report in a few and post an update. If he AR is not there, then I'm stumped. Thankfully, my score didn't drop when they pulled my Equifax report.

[aikam]

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@700orbust wrote:
FWIW, I didn't see a SP on EX or TU this morning

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Thank you for posting this information. I will hold off on pulling my Experian report seeing there is no AR yet.