Navy Federal Thread for CLI and Additional Cards

[Anonymous]

@FesteringTTT  Brilliant! Congrats on the reversal! Happy Friday Eve!!

[usaallegiancestore]

AWESOME! fingers crossed thank you!

[FesteringTTT]

How long after the second card and CLI on the first card at 91/3 do you have to wait for requesting increase on second and first card? What about applying for 3rd card?

[Anonymous]

@FesteringTTT  After a new card the first CLI can be requested at 91 days and 3 full statements. Many wait until the four statements. Once the CLI has been approved, it's six months until the next request. If the CLI is denied, it can be requested again any time. A member can apply for new card 91/3 after the last card was approved.

[M_Smart007]

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@usaallegiancestore wrote:

so i applied last night for the platinum and was approved for $6,800 and was instantly approved. It has already showed up in my app.

I applied for a cash rewards when i first opened an account with them back in feb and was approved for the cash rewards for 500 but never got an increase. 

about 30 minutes after i was approved for the platinum i went in the app and tried to apply for the credit increase on the cash rewards..not sure if i did it right or not but i got the 24 hour review...still nothing..

my credit is like 680 across the board have some utilization on a few cards like 35% across all account...is it possible that they could now look at my credit harder rather than being approved instantly by the computer and take the approval back for the platinum?

sorry probably a dumb question just was surprised to get approved for such a big amount it will now be my biggest card...

then maybe i just got cocky and went for the increase on the cash rewards

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@usaallegiancestore, Congratulations on your Platinum Approval..

[M_Smart007]

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@Anonymous wrote:

@FesteringTTT  After a new card the first CLI can be requested at 91 days and 3 full statements. Many wait until the four statements. Once the CLI has been approved, it's six months until the next request. If the CLI is denied, it can be requested again any time. A member can apply for new card 91/3 after the last card was approved.

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[M_Smart007]

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@AllZero wrote:

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@Anonymous wrote:

You know I had a preapproval for that and I can’t find it. Probably expired. May have been a prequalification  

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PenFed is a great CU. I have enjoyed my membership with them.

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Not Bad, but not Navy

[CreditobsessedinFL]

Greetings @M_Smart007 and the MF Fam !

 Baby Girl just applied in the app for a CLI on her NAVY and got a $1500.00 increase, 24 hours later, for a total of $4500.00 up from $3k, even with 60% UTI  remaining from a BT.  Had we waited a week, who knows what she would have gotten, we didn't think her bonus from work would come so quickly so now she is going to pay the whole thing off, but thought these would be encouraging for others that NAVY is still taking such good care of it's members.  Be well and stay safe! 

Can't remember if I posted it but Baby Boy got a $1500.00 CLI as well on his too, GOTTA LOVE NAVY! 

[Anonymous]

@CreditobsessedinFL you are soooo right! Gotta love Navy!! Congrats to both BG and BB! It's still raining CLI's!!

Happy Friday Eve!! 

[M_Smart007]

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@CreditobsessedinFL wrote:

Greetings @M_Smart007 and the MF Fam !

 Baby Girl just applied in the app for a CLI on her NAVY and got a $1500.00 increase, 24 hours later, for a total of $4500.00 up from $3k, even with 60% UTI  remaining from a BT.  Had we waited a week, who knows what she would have gotten, we didn't think her bonus from work would come so quickly so now she is going to pay the whole thing off, but thought these would be encouraging for others that NAVY is still taking such good care of it's members.  Be well and stay safe! 

Can't remember if I posted it but Baby Boy got a $1500.00 CLI as well on his too, GOTTA LOVE NAVY! 

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@CreditobsessedinFL, Congrats to "Baby Girl"