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Navy Federal Thread for CLI and Additional Cards

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M_Smart007
Legendary Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Anonymous wrote:

Hmm...I coulda sworn there was a FAQ on Navy CLIs on here but can't find it even after a lot of searching. If someone knows pls point me to it.

 

Anyways, I was approved for my second Navy card about 3 weeks ago. Now, I'd like to ask for a CLI on my first card which has never gotten a CLI ever.  Since I'm within the 30 day window (or does navy do 60 days?) of a HP done on my credit report, will Navy require a new HP for the CLI or would they use the existing one?

 


@Anonymous  .. Congrats on your approval.

You can request a SP CLI online ...on or after 91/3 (91 days AND 3 full statements)

If you call in to request a CLI, it will most likely be a HP.

 

So on your 1st card, you are good to go! (request away .. just do it online or through your phone App.)

Message 16391 of 17,187
Anonymous
Not applicable

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

@CaptRon grats on the awesome approval! I am looking forward to your CLI update as well! I am curious about the POI request for the CLI decision. Are you self employed?

You have had some great success with your profile and we really appreciate all the DP's. Just remember that if for any reason you don't get the CLI right now (maybe due to max exposure with the $20K approval), you can always give it a couple of more months and try again. SP CLI opportunities are the best! 

 

Enjoy that awesome new CR card! Smiley Wink

Message 16392 of 17,187
Anonymous
Not applicable

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Aaaaand the Flagship is officially off my radar of cards to get. Very lame they renewed the Prime benefit. No $500 this year Smiley Indifferent

 

03_02_21_11_05.png

Message 16393 of 17,187
Aim_High
Super Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Anonymous wrote:

Aaaaand the Flagship is officially off my radar of cards to get. V

ery lame they renewed the Prime benefit. No $500 this year Smiley Indifferent

 

03_02_21_11_05.png


How sad.  Smiley Sad 

It was on my list too, since I only have one Navy card so far and I've been gardening in-part to get more. 

 

Speaking of more, the MORE REWARDS card SUB just got a bit sweeter though.  Last year, it was worth $300 (30K points.)  Then they dumbed it down to $200 (20K points.)  Now it's back up to $250 at least (25K points.)   And it's a very good card, depending on your other holdings.  

 

NFCU_More_Rewards_SUB_20210301.jpg


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 16394 of 17,187
Mr_Mojo_Risin
Senior Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Aim_High wrote:

@Anonymous wrote:

Aaaaand the Flagship is officially off my radar of cards to get. V

ery lame they renewed the Prime benefit. No $500 this year Smiley Indifferent

 

03_02_21_11_05.png


How sad.  Smiley Sad 

It was on my list too, since I only have one Navy card so far and I've been gardening in-part to get more. 

 

Speaking of more, the MORE REWARDS card SUB just got a bit sweeter though.  Last year, it was worth $300 (30K points.)  Then they dumbed it down to $200 (20K points.)  Now it's back up to $250 at least (25K points.)   And it's a very good card, depending on your other holdings.  

 

NFCU_More_Rewards_SUB_20210301.jpg


Hate to see that! I was really thinking about applying for the Flagship if the sweet SUB came back. 

I could still get some good use out of the CC but man...  an easy $500 would've been smooth. Idk we'll see lol.

The More Rewards is a pretty sweet CC though. I use it just about daily, It's perfect if the categories fit your spend. 

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 16395 of 17,187
Anonymous
Not applicable

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Mr_Mojo_Risin wrote:

@Aim_High wrote:

@Anonymous wrote:

Aaaaand the Flagship is officially off my radar of cards to get. V

ery lame they renewed the Prime benefit. No $500 this year Smiley Indifferent

 

03_02_21_11_05.png


How sad.  Smiley Sad 

It was on my list too, since I only have one Navy card so far and I've been gardening in-part to get more. 

 

Speaking of more, the MORE REWARDS card SUB just got a bit sweeter though.  Last year, it was worth $300 (30K points.)  Then they dumbed it down to $200 (20K points.)  Now it's back up to $250 at least (25K points.)   And it's a very good card, depending on your other holdings.  

 

NFCU_More_Rewards_SUB_20210301.jpg


Hate to see that! I was really thinking about applying for the Flagship if the sweet SUB came back. 

I could still get some good use out of the CC but man...  an easy $500 would've been smooth. Idk we'll see lol.

The More Rewards is a pretty sweet CC though. I use it just about daily, It's perfect if the categories fit your spend. 


I was able to get the 30,000 pt SUB on my More Rewards, I love it. Usually whatever 4x Amex codes differently, my More Rewards Navy covers (3x). It's nice to have a back up for certain places I shop Smiley Happy

Message 16396 of 17,187
M_Smart007
Legendary Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Aim_High wrote:

@Anonymous wrote:

Aaaaand the Flagship is officially off my radar of cards to get. V

ery lame they renewed the Prime benefit. No $500 this year Smiley Indifferent

 

 


How sad.  Smiley Sad 

It was on my list too, since I only have one Navy card so far and I've been gardening in-part to get more. 

 

Speaking of more, the MORE REWARDS card SUB just got a bit sweeter though.  Last year, it was worth $300 (30K points.)  Then they dumbed it down to $200 (20K points.)  Now it's back up to $250 at least (25K points.)   And it's a very good card, depending on your other holdings.  

 

NFCU_More_Rewards_SUB_20210301.jpg


@Aim_High  .. Well .. are you applying?Smiley Very Happy

Message 16397 of 17,187
Aim_High
Super Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@M_Smart007 wrote:

@Aim_High wrote:


How sad.  Smiley Sad 

It was on my list too, since I only have one Navy card so far and I've been gardening in-part to get more. 

 

Speaking of more, the MORE REWARDS card SUB just got a bit sweeter though.  Last year, it was worth $300 (30K points.)  Then they dumbed it down to $200 (20K points.)  Now it's back up to $250 at least (25K points.)   And it's a very good card, depending on your other holdings.  

 

NFCU_More_Rewards_SUB_20210301.jpg


@Aim_High  .. Well .. are you applying?Smiley Very Happy


Maybe ... Lol

 

smirk_emoji.png

Been plotting my apps while in the garden for the past six months, but I was waiting in part to see what Navy did with the SUBs in the spring!  Smiley Tongue

 

@M_Smart007 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 16398 of 17,187
Curious_George2
Valued Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Aim_High wrote:
 ... I was waiting in part to see what Navy did with the SUBs in the spring!  

Scuttled some. Bouyed others. 

Message 16399 of 17,187
Mr_Mojo_Risin
Senior Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


@Aim_High wrote:

@M_Smart007 wrote:

@Aim_High wrote:


How sad.  Smiley Sad 

It was on my list too, since I only have one Navy card so far and I've been gardening in-part to get more. 

 

Speaking of more, the MORE REWARDS card SUB just got a bit sweeter though.  Last year, it was worth $300 (30K points.)  Then they dumbed it down to $200 (20K points.)  Now it's back up to $250 at least (25K points.)   And it's a very good card, depending on your other holdings.  

 

NFCU_More_Rewards_SUB_20210301.jpg


@Aim_High  .. Well .. are you applying?Smiley Very Happy


Maybe ... Lol

 

smirk_emoji.png

Been plotting my apps while in the garden for the past six months, but I was waiting in part to see what Navy did with the SUBs in the spring!  Smiley Tongue

 

@M_Smart007 


Uh oh, we have a hot one here! Lol

The professor is researching and plotting, keeping his ear to the ground waiting to make his next move! Lol

@Aim_High 

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 16400 of 17,187
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