I took a $7k PL and a card (they gave me a $1k Plat) in my first half hour of membership. Got a CLI to $3k on 91/3. Waited a month to let my TU report lose its last derog and go clean, and apped for a cashRewards at around 130/4. Instant approval at $25k. I had a balance on my Plat at the time, and my loan was ahead by around six weeks.
Sounds very similar to your situation although I only had a few hundred in my checking there. I also have part of my check direct-deposited at Navy.
Hopegully your experience will be similar in outcome to mine 
@Anonymous wrote:I took a $7k PL and a card (they gave me a $1k Plat) in my first half hour of membership. Got a CLI to $3k on 91/3. Waited a month to let my TU report lose its last derog and go clean, and apped for a cashRewards at around 130/4. Instant approval at $25k. I had a balance on my Plat at the time, and my loan was ahead by around six weeks.
Sounds very similar to your situation although I only had a few hundred in my checking there. I also have part of my check direct-deposited at Navy.
Hopegully your experience will be similar in outcome to mine
That is the hope I needed!!! Thank you so much! How heavy was yours usesge of the card? What were your scores/inquiries at the time you applied for the second card?
I still haven't apped again for a second card from Navy, I was gardening since last July before pulling the trigger on hitting 5/24 with my Chase app Sunday night. Still thinking of whenever I get to it it'll be for the Platinum for if a situation arises where I need to do a BT. Aside from that the most interesting thing I see right now is the Flagship waiving the fee the first year and crediting a year of Amazon Prime. Still the most appealing aspect is the potentially massive initial credit limit.
@Anonymous wrote:
@Anonymous wrote:I took a $7k PL and a card (they gave me a $1k Plat) in my first half hour of membership. Got a CLI to $3k on 91/3. Waited a month to let my TU report lose its last derog and go clean, and apped for a cashRewards at around 130/4. Instant approval at $25k. I had a balance on my Plat at the time, and my loan was ahead by around six weeks.
Sounds very similar to your situation although I only had a few hundred in my checking there. I also have part of my check direct-deposited at Navy.
Hopegully your experience will be similar in outcome to mine
That is the hope I needed!!! Thank you so much! How heavy was yours usesge of the card? What were your scores/inquiries at the time you applied for the second card?
@Anonymous , Everything in my signature is pretty steady these days - scores and usage within a couple points of what it shows right now. I had probably put around a grand through the Plat in the time between approval for it and approval for the cR. I believe 9 HPs on TU at the time, six of which were scorable.
Obviously everyone's profile is unique and one person's results can't be assumed for another, but Navy seems more interested in product use and behavior than other factors, so I'm hoping similar behaviors net you similar results
*** NFCU Mega-Thread Announcement ***
In the coming hours/days, a new thread will be started to discuss NFCU credit limit increases and additional cards, and this thread will be closed to new posts.
It's been a good run, but at 17k+ posts it's become a bit unwieldy, and many of the data points from earlier in the thread no longer apply. Rather than advise new members to "skip to the last few pages" of the thread for relevant information it's more appropriate to simply start over.
Many thanks to the dedicated members who have kept this thread going, tirelessly answering questions about NFCU cards as well as sharing your own experiences and data points! We all look forward to your continued participation on the upcoming new thread.
Once the new thread has been established a link to it will be posted here and this thread will be locked.
Finally, big thanks and shout-out to @Creditaddict for starting this thread way back in 2014!
@UncleB wrote:*** NFCU Mega-Thread Announcement ***
In the coming hours/days, a new thread will be started to discuss NFCU credit limit increases and additional cards, and this thread will be closed to new posts.
It's been a good run, but at 17k+ posts it's become a bit unwieldy, and many of the data points from earlier in the thread no longer apply. Rather than advise new members to "skip to the last few pages" of the thread for relevant information it's more appropriate to simply start over.
Many thanks to the dedicated members who have kept this thread going, tirelessly answering questions about NFCU cards as well as sharing your own experiences and data points! We all look forward to your continued participation on the upcoming new thread.
Once the new thread has been established a link to it will be posted here and this thread will be locked.
Finally, big thanks and shout-out to @Creditaddict for starting this thread way back in 2014!
Yes, many thanks to @Creditaddict for this unbelievable thread! This thread is what really allowed my credit profile to take off back when I was rebuilding.
Many thanks to all who have contributed to this priceless thread!