Navy Federal Thread for CLI and Additional Cards

[Anonymous]

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@Anonymous wrote:

Hmm does navy sometimes lag, the last increase on the card I tried yesterday was October 28th 2020 181 days would be April 27th 2021 it was declined maybe I pulled the trigger too early? Maybe I should have waited a day or two extra

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Normally recommended time is 185 days to make sure. 

[M_Smart007]

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@Anonymous wrote:

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@Anonymous wrote:

Hmm does navy sometimes lag, the last increase on the card I tried yesterday was October 28th 2020 181 days would be April 27th 2021 it was declined maybe I pulled the trigger too early? Maybe I should have waited a day or two extra

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Normally recommended time is 185 days to make sure. 

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+185

[althes]

On 5/18/21 I am eligible for a interest rate reduction.

1 year since my last one.

Should I take a chance.

[althes]

Currently at 8.99% on a rewards card.

[AverageJoesCredit]

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@althes wrote:

On 5/18/21 I am eligible for a interest rate reduction.

1 year since my last one.

Should I take a chance.

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No, dont take chances with Navy, they never suprise...

[Flfico]

I'm not sure if requesting an apr reduction would be fruitful. The lowest apr nfcu offers on a rewards card per the website is 8.99% on the Go Rewards. They wouldn't go below posted minimums would they?

[althes]

Hahahahaha.

I also have 2 platinums that are due in June and Sept.

I will definitely be trying those.

See if I can get them down to 5.99%.

Currently at 9.99% and 10.99%.

[Anonymous]

Good morning,

I have a question about NFCU automated CLI's. When I first applied for a card almost three months ago, a member of their team said I should make sure that I have my automated CLI activated and not blocked. I said ok no problem. He asked if I would like to receive automated increases and my answer was yes. I ask when am I first eligible? He stated after 3 months. I called in yesterday to confirm that since I am getting close to the three months, and the customer service rep said it takes 13 months for an automated review for cc CLI.

Can someone shed some light on this?

[Anonymous]

I think most people in here don't mess around with the automatic cli we are all too impatient, I have seen a couple but there's no harm in just asking for it you can ask 91/3 after approval of a card, and then 181 days after that

[tbea1004]

Hey I have a question about the 91/3 rule for nfcu. Do I count the approval date as day 1 or is the day after the aooroval date day 1? Thanks in advanvce for any information