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@Anonymous wrote:Update: I applied for a CLI on 11/28, got the 24hour message, a HP from EQ, and then never heard anything. I was certain this was a denial. The same day, I also applied for a new Platinum card, and was approved for a 8.8k limit. Today, six days later, I was actually granted a 1.5K CLI from the original request. I wasn't expecting it at this point, but I got it!
Congrats on the card and CLI!
It is starting to sound like I can expect my CLI request to go to review on Monday but as long as I don’t apply for a new card instead of waiting, I should have a good chance for a CLI. As Navy doesn’t actually have a better card for me than the cashRewards, I guess that is what I will do.
Congrats again! ![]()
Data point on CLI request:
Platinum card 40k->43500 (had requested 50k), EQ FICO 9 at 757
HP, pulled score was 710, which sounds like EQ FICO 5.
Have 2 cards + CLOC
Waited 6 months +1 week from last CLI to apply
Reason given for not granting 50k: "You've reached Navy Federal's
maximum unsecured credit limit" Unsecured credit total w/Navy now
81500 including 10k business credit





























DH received a sp CLI yesterday. It also looks like Navy updated his Fico for the third month in a row. Are they doing that monthly now?
Looks like they updated mine too. I wonder if that means I have a good chance for a SP on the 10th.
@Bees18 wrote:DH received a sp CLI yesterday. It also looks like Navy updated his Fico for the third month in a row. Are they doing that monthly now?
I was actually wondering this too because I noticed mine updated. Thought maybe it was because of my SSL I just opened this week, they did it. Jumped 30+ points too and as far as I can tell, isn't because of the SSL, but because of some lowering of utilization I did this month. Surprised to see that it had that much of an effect. Can't wait for the SSL to start reporting and doing it's magic! ![]()
Yup our scores updated too, up 10 points![]()