Navy federal denied card without HP?

[Anonymous]

Happened to you too? 

[Anonymous]

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@cashorcharge wrote:

+1

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Happened to you too? 

[cashorcharge]

No, No...I was agreeing with @AllZero 

[M_Smart007]

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@AllZero wrote:
Have you met the requirement of 91 days and 3 full statements?

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+1

[M_Smart007]

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@Anonymous wrote:

I have almost 91 days, maybe I'm at 84 but then I read their pre qualification Is pretty solid. So I went ahead and tried but where's the Hp I wonder 

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Not sure where you read the prequal tool is pretty solid?

[M_Smart007]

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@AllZero wrote:

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@Anonymous wrote:

Are you sure the system Deny automatically? I spoke to a representative she said only Need to wait for CLI 91 days, not for a second card. 

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If you follow the mega thread, you are eligible for a 2nd card and/or CLI at 91/3.

After your initial 91/3 CLI per card, it now comes 6 month interval for CLI eligibility per card.

3 card max limit.

For your reading pleasure. Navy Federal Thread for CLI and Additional Cards

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[M_Smart007]

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@cashorcharge wrote:

No, No...I was agreeing with @AllZero 

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+1

[OmarGB9]

Yup. I can attest to the prequalify tool being garbage. I prequalified for all cards. Went for a Cashrewards, got denied. I'm going to just try for a secured instead and hope they approve that one, lol.

[Anonymous]

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@M_Smart007 wrote:

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@Anonymous wrote:

I have almost 91 days, maybe I'm at 84 but then I read their pre qualification Is pretty solid. So I went ahead and tried but where's the Hp I wonder 

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Not sure where you read the prequal tool is pretty solid?

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Well... I read it on here. Some people said the only prequal they got was the secure card 

[coldfusion]

prequals are never a sure thing and there have been enough data points posted on MF to demonstrate that NFCU's app unfortunately is no exception.

I don't know if there have been enough data points collected to emperically determine what criteria the app doesn't properly evaluate, like for example has it been more than 6 months since you got your last NFCU card, etc.