So i paid off two US Bank credit cards and only one has showed up on my report as paid I am hoping that tomorrow the other one will show up as paid because US Bank only updates at the beginning of the month and I really want to apply for 2 or 3 cards this week. If the second one would have posted my UTI% would be under 15% and since it hasnt posted its at 24%, plus if the second card doesnt post tomorrow it wont post until the beginning of next month which I really dont want to wait that long especially cause I am going on vaca this month and can use them to meet spend requirments. The cards i want to app for are the Chase Ink Plus, Citi Presitage and the Amex EDP.
So what are my option?
What do yall think I should do?
If I app for these card do you think I will get approved or is my UTI% still to high?
If I have to recon is it possible to fax over a statement showing paid to the bank to show that the card is paid off?
My scores are in the mid 700 and I have no baddies, 5 INQ across all CR that are just about 2 years old. My high CL on a card is 14k and I havent apped for anything in over 2 years.
Income: Over 160k
Hope to get some great feedback, thank
