Need help with Next Move!!!!

[Anonymous]

Tu: 697 Equ:673 Exp:684. Credit history 14 months old. I have 9 credit cards and 1 car loan. Just applied for a Quicksilver n they gave me 7-10 day response message. I currently have 9 inquiries. Should I stop applying for cards for awhile?

If not what cards are easy approval with my current scores???

[Skye12329]

Did you recently apply for a bunch of cards? IF so that could be a reason for denial is too much new credit.

[Anonymous]

@Skpe 123 29 I applied for Jared, Barclay n Comenity in January. Also opened up Savings Account at local Credit Union and that was a HP. Still upset about that..lol. So the Quicksilver 7-10 day message leads to a denial???

[Skye12329]

Not always a denial, but its possible because you have so many new accounts within a short period of time. Another thing i can think of besides if you have any missed payments would be do you have higher credit lines? The regular Quicksilver minimum limit it gives is $3000

So my question would be next is do you have lines around that area or higher?

[Anonymous]

My highest CL is 3500 from Cap One Platinum. Then Discover at 2500, BOA at 2000. No missed payments. If Quicksilver does deny. I can Recon them?

[Skye12329]

To recon it would be best to contact the Executive Office for recon, they will be able to review your application manually.

[Anonymous]

Ok thanks for info... After this app. I'll stop for awhile

[Skye12329]

That might be the best, refrain from apping for 6 - 12 mos. Good Luck on recon

[Anonymous]

Ok

[Anonymous]

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@Anonymous wrote:
Tu: 697 Equ:673 Exp:684. Credit history 14 months old. I have 9 credit cards and 1 car loan. Just applied for a Quicksilver n they gave me 7-10 day response message. I currently have 9 inquiries. Should I stop applying for cards for awhile?

If not what cards are easy approval with my current scores???

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You applied for a Cap One card and didn't get an instant $10K approval?