Next Steps - What Card can I get approved for?

[coldfusion]

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@Anonymous wrote:

@coldfusion @pinkandgrey  Thank you both for the suggestions. Do you think I should do the Discover as I did prequal vs Trying for a different card with navy federal. I was thinking navy federal, but I dont know if that a stupid try since they just upgraded my secured card to unsecured card. What about the Amex Blue Card?  - Im just asking so i can understand, like I said im new to all this credit stuff and just got my credit repaired. Again thank you all!

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I think it's a bit early for you to try for an AMEX Blue.    There's a decent chance that if approved you'd get a $1K starting limit and cards that they issue with a $1K SL grow slowly. 

My personal preference would be to go with Discover if I had a preapproval as their preapprovals are pretty solid and I also like diversification among lenders.     That being said there's nothing wrong at this point with trying for a 2nd NFCU card. 

[pinkandgrey]

@Anonymous 

I would try for the Discover. As I said before, often Disco can be generous and the cards tend to grow well. Discover was one of my first credit cards and I got a 5.5k limit right out of the gate. The limit got to $19,700 after only a couple years. 

[Anonymous]

Thank you all for the advice. I went with both discover and NFCU (since the pull from different breaus). Discover approved me with a 8500 CL! NFCU said I was pre-qual but then when i went to apply I got denied?? I know I still have some bad on my TU report.. BUT Im not worried as I wont be applying for anything else as to save my inquiries. Thanks again everyone!

[gdale6]

thread is now closed as OP has been approved. OP is free to create a new approval thread in approvals if so desired.