Nfcu assistance

[deserteagle]

I need some assistance with nfcu. Like how do I get approved?! I want a card from Navy fed! I keep applying get denied than wait 6 months. What's the problem?

[RealEstateGuy89]

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@deserteagle wrote:

I need some assistance with nfcu. Like how do I get approved?! I want a card from Navy fed! I keep applying get denied than wait 6 months. What's the problem?

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When you try the pre-qualification page does it give you cards that you are pre-approved for?

[Anonymous]

Also, for that matter, are you an active member of NFCU with at least a savings account?

[deserteagle]

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@Anonymous wrote:

Also, for that matter, are you an active member of NFCU with at least a savings account?

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Yes I am 

[deserteagle]

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@RealEstateGuy89 wrote:

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@deserteagle wrote:

I need some assistance with nfcu. Like how do I get approved?! I want a card from Navy fed! I keep applying get denied than wait 6 months. What's the problem?

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When you try the pre-qualification page does it give you cards that you are pre-approved for?

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It tells me I'm approved for the secure card only. 

[Anonymous]

Ok good - I promise I wasn't trying to be snarky. Not everyone knows.

To the point of your post, Navy's prequal tool is notoriously unreliable. That being said, it does seem to work two ways - one is that it shows you all cards, which isn't reliable all the time. The other is if it only shows the nRewards secured card. Have you checked it to see what it shows?

The other parts that would help would be to know some details of your profile - scores, utilization, any derogs or BK history. That info may help us help you figure out how to approach them.

[Anonymous]

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@deserteagle wrote:

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@RealEstateGuy89 wrote:

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@deserteagle wrote:

I need some assistance with nfcu. Like how do I get approved?! I want a card from Navy fed! I keep applying get denied than wait 6 months. What's the problem?

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When you try the pre-qualification page does it give you cards that you are pre-approved for?

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It tells me I'm approved for the secure card only. 

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Ok that helps. Do you have the money in your account to be used to secure the card? If so you may do better by calling and speaking with someone about getting approved and set up.

[deserteagle]

That's is definitely not what I'm looking for. I'm more along the lines of the nfcu cash rewards but I just need information on how to get my credit in tip-top shape

[deserteagle]

Please explain "what it shows"

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@Anonymous wrote:

Ok good - I promise I wasn't trying to be snarky. Not everyone knows.

To the point of your post, Navy's prequal tool is notoriously unreliable. That being said, it does seem to work two ways - one is that it shows you all cards, which isn't reliable all the time. The other is if it only shows the nRewards secured card. Have you checked it to see what it shows?

The other parts that would help would be to know some details of your profile - scores, utilization, any derogs or BK history. That info may help us help you figure out how to approach them.

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[Anonymous]

Navy's prequalification took on the site. When logged into your account you can see the card(s) you're prequalified for. I was typing that post when you posted that it shows you the nRewards card, so that question is answered.