First and foremost i would like to say hello to everyone since I'm new here 
anyway here's my situation. (Long post coming)
i am a 25 yr old US citizen who has lived in the Philippines for basically my whole life. I went to the US august 4 of this year with plans of starting a nursing home / board and care business.
i had no idea about what credit is and paid with cash for everything also openned up accounts at WF and CHASE and have been using a debit card for roughly $5000-8000 a month on expenses.
Just october 31 while at chase the banker told me i was pre approved for a slate with SL $1500. Also nov 4 i openned up a secured discover it account and put $1500.
I don't have a job here atm, living With my filipino fiancé (her parents vacation house) no rent and i get sent $5000-8000 a month by my parents for expenses. What are my odds of approval with 1 month credit history? I want a plat because i plan to go to the Philippines probably around 5-6 times a year not to mention domestic flights and the lounges would be nice.
@Anonymous wrote:
I know that but is there a chance is what i’m thinking. The allowance i get from my parents can i consider that as income?
What if they ask for a tax form. Thanks sir for replying!
I recall reading in an earlier thread where the poster was a college student who had his parents write a statement saying that they supplement their son's income with a monthly allowance. You can search for this to see if they had success or not.
