Odds of be approved with 710 score and a 88% util

[Anonymous]

Hello everyone,
I have a good credit score but a high utilization ratio(88%) on my quicksilver. Do you think I can apply for a chase card or a Amex blue or a discover?

[Anonymous]

Have you tried the pre-qualification links for either of those banks? Both of these banks are going to consider a few more data points other than just your utilization and one fico. Is the quicksilver the only card you have?

[Anonymous]

I have a quicksilver(CL7900 and 88% util) and an amex. I bank at chase and I have an offer for a CF and when I go on my amex account they list the Amex blue along with other offers

[Anonymous]

EX713 EQ698 TU710

Util on Experian is 52% on TU is 8&%

On Experian website they recommend to apply for a Amex BP and on credit karma thay say amex BP very good approval odds for the same card and excellent odds for chase slate

[Anonymous]

And what about discover? They say I am pre-approved for one of their cards

[Anonymous]

I'd personally try to get utilization down if I could - 88% is WAY high, even if the actual balances aren't that high in dollar terms.

[Anonymous]

EX 713 EQ 698 TU 710 

I have an Amex gold with OO balance and a quicksilver with 88% of util. Do you think I would be approved for a Chase freedom or slate, am Amex blue or a discover?

[AverageJoesCredit]

Your high utilization on one card may make it difficult . I think you need to give a bit more background on your credit file to get better responses and this post should be moved over to CC's or apps.

[Anonymous]

I actually have 52% of util on Experian and 88% on TU. I have 5 years of credit history(moved to LA from Italy) and I make around $50,000 per year. I had a charge off with AE which they removed after I paid in full, I was reinstated and got my card back.

[Anonymous]

@Anonymous

I have merged your thread from the credit cards forum into this one.  You also posted the same question elsewhere.  I realize that are you new to the forums but cross posting the same question in multiple places is not only confusing to others trying to assist you but is also against forum rules.  Please refrain from doing so in the future. Thank you for your understanding and cooperation.