Official Credit Unions Guide

[Remedios]

Why can't you "thaw" the other two?  

Sych and Barclay will SP EX frequently and may deny if they cannot access it. 

Lift freeze, apply and see what happens 

If you're approved, they will have access to all three, so there is really no way to hide anything 

[AverageJoesCredit]

Please be careful when or if discussing the intentional freezing or locking of reports so as to force a lender to pull only one. Its against Forum TOS and is not supported here. I know you, OP , have not said so much, but just for your reference or others who may read this. Thank you.

[AllZero]

Apple 🍎

[SEAlifer]

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@AverageJoesCredit wrote:
Please be careful when or if discussing the intentional freezing or locking of reports so as to force a lender to pull only one. Its against Forum TOS and is not supported here. I know you, OP , have not said so much, but just for your reference or others who may read this. Thank you.

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I would imagine "forcing" a lender to try and do anything would basically make you look risky as all heck, no?

[Anonymous]

If you live in Hamilton County, OH do not register with Sharefax CU. They let a family member without any assosciation to my accounts, withdraw in-person and change information- racking up thousands of dollars in fraudulent charges within days. They had the nerve to sue me in court for the amount, but I countered and won. 

[randomguy1]

RBFCU

[randomguy1]

@SouthJamaica how many inquiries have you had in the last 12 months? 

[SouthJamaica]

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@randomguy1 wrote:

@SouthJamaica how many inquiries have you had in the last 12 months? 

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I don't know.

[Anonymous]

Does anyone know which bureau police and fire credit union pulls from?

[ZackAttack]

I haven't heard of that credit union, which probably isn't known around here. Best bet if you really want to know, is call up (or send a message somehow) and ask which bureaus they do use for any type of lending.