Official NFCU CLI Guide

[kampfer09]

I ask for $15k and did ask for proof. I think I'll wait until my bday comes on August and ask for $25k. I just mailed my Navcheck papers for $5k but once they in place it ill ask for $15k. I don't think ill use it I'm too scared anyway. Lol

[Creditaddict]

my only question is why take the HP on NAVcheck and not ask for the full $15k.

Esepcially coming from someone who gets the counters which means ceiling without HP but you still go back and request both to be increased... so 3 HP and while it seems success all around... you left $5k on Navcheck that you will have to take another HP to get.

sigh... congrats

[dodfire]

Ok so many of us on here have asked for the max CLI and got the counter offer.

My question is.....

Has anyone requested a CLI after you recieved the counter?

If so...

How long did you wait?

Was it still a SP or does the counter start the process over, where your first is a HP and after that is always SP?

[cjcharv]

I have a NFCU Plat with 20K limit. I just submitted a request for a CLI to 30K.

Which may have been a mistake since I didnt read this thread prior to hitting the "Luv" button.

But I received a 3-5 day message.

I will keep you all posted as to the outcome.

[cjcharv]

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@cjcharv wrote:

I have a NFCU Plat with 20K limit. I just submitted a request for a CLI to 30K.

Which may have been a mistake since I didnt read this thread prior to hitting the "Luv" button.

But I received a 3-5 day message.

I will keep you all posted as to the outcome.

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No official word back from NFCU on my CLI but when I logged into my account this morning I noticed my CL was 25k now for my Plat.

Perhaps I will receive a counter offer in the mail for this?

[Creditcurious74]

That's exaclty what happened in my case I submitted asking CL for 25k and I got a counter offer by mail however I got hit with a HP. I wished the system would have give me the counter offer before deciding wheather or not to go forward. Oh well..

[am06]

So last night I went ahead and requested a cli on my cash rewards.  Current is 8k  asked for max of 25K and was countered with 14k.  Took it and seems to be a sp.  the counter screen popped up right after i clicked submit/continue after your info is entered.  I just now asked for a cli on my navcheck from 5-15k got a hp on eq and said 1 hour response.  dcu fico was 698 end of last month 1 $88 collection falling off in jan 2014.  I opened the card in feb 13 and have put about 5-6k through it.  Had a balance of 1260 when i requested.  util at 12% total of accounts  56k income

On a side note i had my brother request on his  opened about same time with a bk less than 2 years ago.  similar income lower scores.  they started him at 1k  he asked for max and got countered with 14k aswell.  Love NFCU

Approved for 15K navcheck  I do have DD with them.  16k increase for 1 hp  nice!!

[Rhaeny]

A few of the stores I shop at frequently only take Discover and Mastercard and I have a gazillion Visa's.  So I asked for a second card from NFCU and they said that they can move some of my current CL on my Visa to a Mastercard.

Does anyone know if NFCU reports this as a new TL and is it backdated to the Visa open date?

[Anonymous]

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@Rhaeny wrote:

A few of the stores I shop at frequently only take Discover and Mastercard and I have a gazillion Visa's.  So I asked for a second card from NFCU and they said that they can move some of my current CL on my Visa to a Mastercard.

Does anyone know if NFCU reports this as a new TL and is it backdated to the Visa open date?

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I've done one PC with NFCU so far, but it was Visa to Visa. This backdated to the date of the first card's opening. 

[Creditaddict]

OP isn't talking about doing PC, they are asking about moving some CL from the visa to a second card that's mc.... We just did this with our cash for the flagship, it is a new account and reports as such.