@ToxikPH wrote:
Honestly I’m considering getting the EDP In six months so that would be the third. My end goal is the CSR and I want to have a few 10k cards so that one is way easier to get once I get under 5/24.
There's your answer.
You need to be able to qualify for a minimum $10K line for CSR. You're not getting there yet. Leveraging is the name of the game, working your overall lines higher to get in that neighborhood so Chase feels good letting you have that much. Your average line right now is only $3,300. If you get the 2x or 3x CLI, I wouldn't dilute it. A $9K or $18K line would help you achieve your goal.
Of course, you'd knew I'd say One High with my screen name ... lol
@ToxikPH wrote:
Honestly I’m considering getting the EDP In six months so that would be the third. My end goal is the CSR and I want to have a few 10k cards so that one is way easier to get once I get under 5/24.
The CSR is a stretch in the near term.
What is the attraction of CSR if you already have Platinum and Gold?
As to the 3x planning, leaving potential Overall Limits space open on AMEX cards would be my suggestion, and was how I handled my AMEX revolvers apps over the last several years. The 3x can be used if you want to grow a single revolver.
Full disclosure I have Plat, Gold, CSR, and a few other high AF cards, so I don’t judge the decision. One route to the CSR is to skip EDP, to ensure you are well under 5/24, and to app CSP first. The $5k requirement gets you a similar earning card, and a clearer path to the CSR through PC a year later.
Three average joes trumps one high, AMEX POT isnt all its cracked up to be
