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Overstock. Crap

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FinStar
Moderator Emeritus

Re: Overstock. Crap


@Ron1 wrote:

@FinStar wrote:

@Ron1 wrote:

Ebay is the same.

 

 

http://www.ebay.com/itm/Panasonic-ES-LA93-K-Cordless-Mens-Wet-Dry-Shaver-with-Pop-Up-Trimmer-and-Sel...

 

 

 

Ron.


I think he was counting on (1) the Overstock approval, and (2) the 10% off!!  Now, you've shattered his hopes and dreams!!  LOL Smiley Very Happy  He no want from eBay!


Fin,

 

I feel sorry for B335is  denial.  Smiley Sad 

 

 

Ron.


Well, let's hope the Overstock letter is verfication.  And if so, he can update this thread and let us know.

Message 51 of 71
pizza1
Community Leader
Super Contributor

Re: Overstock. Crap


@B335is wrote:

@CreditCuriousity wrote:

Wow be surpsied if you were turned down for the overstock card... verification?


I tried to get the pop up for this stupid card forever.  Hopefully it's verification, but they already denied me for Crate & Barrel a couple months ago.


Ugh, Im so sorry B!!  That stinksSmiley Sad...

 

Theres just no rhyme or reason to them..  They gave me every card I applied for (well, store cards, not their Visas), but I had to take a HP for each one, LOL..Never a pop up for me.  I got OS, and C&B with MY profile, and they denied you??  Thats crazy!  So sorry..

 

One day for sure YOu will have your C&B and OS cards, and CA will have his Discover, I just know it!!  Hopefully its just verificaiton, and dont try the backdoor # either, because its a waste of time, they will tell you to wait for the letter, because if its verification, theres a reference # on the letter that they need.  Hopefully thats the caseSmiley Happy

Message 52 of 71
CreditMagic7
Mega Contributor

Re: Overstock. Crap

I like Comenity and have had nothing but great luck with most of their pop ups and especially store cards.

 

But when it comes to their Visa/MasterCards they been a total Bust for me. (Vitacost Discontinued) Ugh

 

Recently approved for Good Sams Visa but come on Comenity, $1500 SL? Closed that card in 2 days (never activated)

 

They are truly one strange bird like everyone always says.

Message 53 of 71
B335is
Moderator Emeritus

Re: Overstock. Crap

Creditmagic, yeah it's weird. I got the Eddie Bauer pop up for a crappy $250 limits but now nothing else whatsoever. It makes me think something is up with EQ. And of course EQ won't let me pull my report online so everything is snail mail. I hate EQ.
Message 54 of 71
ddemari
Super Contributor

Re: Overstock. Crap

I too can get most comenity store card pop ups. Never visa/ mc and if i cold app always declined. I guess over 10k at just jcrew is not risky but a 1k dsw visa, red flag time!
Message 55 of 71
fedxboy
Established Contributor

Re: Overstock. Crap


@B335is wrote:

@Ron1 wrote:

B335is,

 

It might not be a denial. I alos fot 7-10 days message when I applied for Orbitz Visa. I thought you were going to wait for pop-up. Did you call the backdoor no. I post?

 

 

 

 

Ron.


I was going to wait, but I needed a new shaver.  Mine broke today and they had the Panasonic cordless for the same price as Amazon.  But with Ebates discount plus new Overstock it would be 13% discount versus the standard 5% on Amazon. 

 

I called the backdoor number and she said it was still pending and no decision was made.  They've straight up told me denial in the past so hopefully it's just verification.


Hey B335is -- I looked up this razor and found on Amazon and YES, it's the same price as Overstock, but  ......isn't there a $30 dollar coupon listed right under the price and when you click it -- it says $30 bucks off at checkout??? 

 

Save $30 Off Panasonic ES-LA93-K Arc 4 Electric Razor

Save $30.00 with this coupon. Discount at checkout.

 

So that right there trumps your original discount and then you'd get the 5% on top with Amazon Prime Store card

 

Good luck either way, sorry to hear of your pending Overstock card!



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 56 of 71
B335is
Moderator Emeritus

Re: Overstock. Crap

Hey fedx,

Thanks for that! I didn't notice that coupon before. I just bought it with my Amazon Store card. Hopefully I get the Ebates discount 3% as well.
Message 57 of 71
fedxboy
Established Contributor

Re: Overstock. Crap


@B335is wrote:
Hey fedx,

Thanks for that! I didn't notice that coupon before. I just bought it with my Amazon Store card. Hopefully I get the Ebates discount 3% as well.

Oh cool!!  I'm glad it worked out for you -- the razor!  Crossing my fingers for the Overstock card!



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 58 of 71
bobbay
Established Contributor

Re: Overstock. Crap


@CreditMagic7 wrote:

I like Comenity and have had nothing but great luck with most of their pop ups and especially store cards.

 

But when it comes to their Visa/MasterCards they been a total Bust for me. (Vitacost Discontinued) Ugh

 

Recently approved for Good Sams Visa but come on Comenity, $1500 SL? Closed that card in 2 days (never activated)

 

They are truly one strange bird like everyone always says.


1+

 

I can't believe you are getting the run a round with them.  Also cant believe they gave you $250 for Eddie Bauer WTH?


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 59 of 71
Anonymous
Not applicable

Re: Overstock. Crap

The SCT is completely random and many people get no pop ups at all, or get the pop ups on several accounts and none on others. Plus the credit granting criteria and range of credit limits and cli 's varies from store to store. Lots of these stores like Eddie Bauer, VS, Limited etc will only give limits of $250-$350 maybe some $500. And they are slow with cli's.

 

i just see the SCT as a way to get a few accounts with higher limit increase potential to pad utilization or for low score or no credit individuals to get some positive trade lines on their bureaus.

 

I can't count how long it took me to get my Overstock and J Crew accounts. Never got pop ups on anything else and boy I have tried!

 

For all this grief it would have been faster and easier to go the the store and just pay cash for the shaver. Smiley Sad

Message 60 of 71
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