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Overstock SCT SL

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Anonymous
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Overstock SCT SL

Out of curiousity, I thought I'd see if I could get Overstock SCT pop up.  I dropped in a $4000 TV and checked out as a guest.  I entered my information and the pop up happened.  For those with experience with Overstock SCT, is that any indicator that I might get a line of $4k or higher? 

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Overstock SCT SL

Is it likely the SL would be the same for this whether $50 or $4000 was added to the cart? Is there a way to see the limit they will offer, but cancel before the account is created/reported?

Tried it with VS and it showed the credit limit upfront.
Message 2 of 6
Uniqua
Established Contributor

Re: Overstock SCT SL

In my experience, no.

Message 3 of 6
Anonymous
Not applicable

Re: Overstock SCT SL

No to how much is added to the cart in regards to SL, or if you can cancel once you see the SL?
Message 4 of 6
Uniqua
Established Contributor

Re: Overstock SCT SL

If you're preapproved, the credit limit is almost always set based on the information they already have on you. They are just not showing you the credit limit until you accept the pre-approval app. It doesn't matter how much is in your cart (from my experience). Just accept the card, then request a CLI on activation if the limit is not high enough for you.

Message 5 of 6
Anonymous
Not applicable

Re: Overstock SCT SL

When I got the sct to pop up, I called right after to see what my limit was and asked for more and they doubled me to $6000

Message 6 of 6
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