Overstock ceiling? Another monthly cli

[Anonymous]

My Overstock card just hit $21.5K with my most recent cli of $2K. I opened the card via SCT with $8K SL in May 2017. Almost like clockwork I’ve gotten $200-$2K CLI when I press the LUV button monthly. I think only 2-3 months have been denied.

Wonder what the ceiling is on this card? I’m carrying under $1K 0% promo balance on the card & haven’t used it since my initial purchase at opening.

I do have two other Comenity cards - Total Rewards & Sportsman’s guide...all acquired at the same time. So far the blue hammer (envelope) hasn’t dropped.

[FinStar]

The Blue Envelope is more correlated for SYNCB accounts, not Comenity. Comenity will simply shut down accounts, then send you a letter of such AA.

As far as CLI on Overstock, I've seen some around ~$30K, but I'm sure the ceiling would depend on your income and other factors. Some Comenity CCs do top out at a certain CL threshold, though.

[Anonymous]

I'm at $8.8K right now and have received three $1.5K CLI's at fairly regular 3-month intervals since last December, the most recent being in late June/early July. I don't know if having an active balance on the card helps generate CLI's, but I've noticed they seem to be at least theoretically correlated in my case. Since I may be making another purchase (new vacuum cleaner most likely, I'm waiting for the next Overstock coupon), we'll see what happens next month.

[bizarrocreditworld]

I just got bumped up to $27,200 last night from a $2K CLI. I think it's $30,000 for Overstock before they ask for proof of income, but I could be wrong. I've had the card since March of last year.

[VipreArmed]

Are they doing hard pulls for your CLIs? Because I noticed since the last time I've asked for a CLI (probably around March), the luv button has changed.  It no longer gives you the checkbox option to not do a hard pull for a CLI.

I like CLIs but not at the expense of hard pulls LMAO.  

[Anonymous]

No HPs for any of my cli with them

[SweetCreditObsession]

Congrats on your recent CLI!

[SweetCreditObsession]

Congrats on the CLI. Keep us posted on your progress!