PC'd Platinum Mastercard to Quicksilver---Am I good enough for Venture, or second Quicksilver?

[Anonymous]

Even if it is a QuickSilver, if it was PC'd from a MasterCard it will stay a MasterCard forever.  They don't do network changes, only card type changes.  There are people here that carry QuickSilver World MasterCards so I wouldn't worry much about it not growing if they DID give you a QuickSilver, but it won't ever be a Visa.

[mowglidude]

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@Anonymous wrote:

Even if it is a QuickSilver, if it was PC'd from a MasterCard it will stay a MasterCard forever.  They don't do network changes, only card type changes.  There are people here that carry QuickSilver World MasterCards so I wouldn't worry much about it not growing if they DID give you a QuickSilver, but it won't ever be a Visa.

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Yes, that is how I understand it, or have heard. Do you get the same perks as the QS Visa when you PC a MC to a QS1 MC, if they state that is what you are getting?

[Anonymous]

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@mowglidude wrote:

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@Anonymous wrote:

Even if it is a QuickSilver, if it was PC'd from a MasterCard it will stay a MasterCard forever.  They don't do network changes, only card type changes.  There are people here that carry QuickSilver World MasterCards so I wouldn't worry much about it not growing if they DID give you a QuickSilver, but it won't ever be a Visa.

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Yes, that is how I understand it, or have heard. Do you get the same perks as the QS Visa when you PC a MC to a QS1 MC, if they state that is what you are getting?

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The perks are pretty similar between Visa and MasterCard so far as the base level goes.  There are a couple differences.

Here's a write up:  http://www.nerdwallet.com/blog/credit-card-benefits/visa-credit-cards-mastercard-difference/

The difference between the QS1 and QS is an annual fee and slower growth on a QS1 because it's a lower tier card.  The cash back is 100% exactly the same.

[mowglidude]

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@Anonymous wrote:

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@mowglidude wrote:

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@Anonymous wrote:

Even if it is a QuickSilver, if it was PC'd from a MasterCard it will stay a MasterCard forever.  They don't do network changes, only card type changes.  There are people here that carry QuickSilver World MasterCards so I wouldn't worry much about it not growing if they DID give you a QuickSilver, but it won't ever be a Visa.

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Yes, that is how I understand it, or have heard. Do you get the same perks as the QS Visa when you PC a MC to a QS1 MC, if they state that is what you are getting?

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The perks are pretty similar between Visa and MasterCard so far as the base level goes.  There are a couple differences.

Here's a write up:  http://www.nerdwallet.com/blog/credit-card-benefits/visa-credit-cards-mastercard-difference/

The difference between the QS1 and QS is an annual fee and slower growth on a QS1 because it's a lower tier card.  The cash back is 100% exactly the same.

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So for me, PC'ing from the basic MC to my current QS1 is the easiest way to go to increase my CL with no HP. Will that in turn be considered World level? How about when Client Services said no AF because bobbuds was getting a QS? No AF on the QS1 then?

[Anonymous]

My Experian Fico 8 jumped from 673 to 696 today.
In six months ill easily have across the board 700's, my limits will be higher through cli, and card combination, and THEN I'll app for double Venture's. Then 31 days later I'll double app again.

[kenspi67]

I called Cap1 today to PC my Plati, and QS1 .. They pretty much said "scram kiddo .. not today" 

[Anonymous]

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@kenspi67 wrote:

I called Cap1 today to PC my Plati, and QS1 .. They pretty much said "scram kiddo .. not today" 

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How old are the cards? The Platinum can be PC'd to a regular QS after the 2nd statement cuts but the QS1 won't till after the 6th. Then you can combine it into the QS or ask for a Venture PC. Those scores are way over the minimum needed.

[Anonymous]

I tried Facebook today to see about upgrading my 6k CL QS Visa Platinum to a Signature, they told me to do a secure chat on the website.

As expected, the website chat person said my Platinum will need to remain as such. He did mention that if I was willing to product change to a Venture One, he could make that a Visa Signature... but I have no need for a Venture One....

[NattyPButter]

today is day 91 since I had my Plat mastercard...I got on chat and they said I had and upgrade available for the Quicksilver. I talked with two different ppl because I needed to do a name change and got transfered over and they both said Quicksilver. Now I don't know if I should hit the credit increase button or wait until I get my new card. 

*EDIT* said screw it and got my CLI from $300 to $800. Now I can't wait to see what i'll get at my 6 month and what I get from Walmart when I ask for a CLI in a few days. 

[Anonymous]

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@NattyPButter wrote:

today is day 91 since I had my Plat mastercard...I got on chat and they said I had and upgrade available for the Quicksilver. I talked with two different ppl because I needed to do a name change and got transfered over and they both said Quicksilver. Now I don't know if I should hit the credit increase button or wait until I get my new card. 

*EDIT* said screw it and got my CLI from $300 to $800. YAY!!! Now I can't wait to see what i'll get at my 6 month and what I get from Walmart when I ask for a CLI in a few days. 

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Congrats on your CLI now do the PC to the Quicksilver and you will still get your Credit Steps CLI at the 6mth point. Do you have the QS1 as well? If not you should app it today cause if you qualified for the Plat. you will qual. for the QS1 and it will be a Steps card too...

As for the Walmart card, you should call Credit Solutions (877-379-8173) today and ask for a CLI to $25k. They should counter with an offer probably around $3500. Let us know how it went...

Blessings and God Speed!