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PENFED Denied

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Anonymous
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Re: PENFED Denied

@j-F168

thats not necessarily true. I was instantly approved for a 9K Promise card, With I think around 20 inquires and definitely more than 10 new accounts in or around 6 months. Also a week later was approved for PCR. Oh, and a 1k personal loan. 

So I think it all just depends. On what I don't know. 

Message 31 of 35
Anonymous
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Re: PENFED Denied


@Anonymous wrote:

@J-F168

thats not necessarily true. I was instantly approved for a 9K Promise card, With I think around 20 inquires and definitely more than 10 new accounts in or around 6 months. Also a week later was approved for PCR. Oh, and a 1k personal loan. 

So I think it all just depends. On what I don't know. 


When I was approved for my Power Cash Rewards ($3K) at the beginning of July, I'd obtained two other cards within the past month and six cards overall since the previous November, as well as a $10k used car loan from them in February.

Message 32 of 35
J-F168
Frequent Contributor

Re: PENFED Denied

I was denied with +30s -- +40. inquires on each report and +16 new accounts opened this year. I reconed, called, sent emails several times and ..no love.Smiley Sad

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.
Message 33 of 35
Anonymous
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Re: PENFED Denied

yea penfed has been 'selling' there story that they are catching up with demand by hiring more staff blah blah blah.....

its almost 2018 and they dont seem to be getting a handle on the situation...

 

AM I THE ONLY ONE COMPLAINING???

Message 34 of 35
Anonymous
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Re: PENFED Denied

Sorry about the denial. It must be a profile thing, and high income helps(I don't have that lol) but I just got a card and a oloc with them and I have opened 8 new account in the last 7 months. +20 inq's on each bureau for car shopping as well
Message 35 of 35
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