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PNC Points - CLI denial

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NoMoreE46
Community Leader
Senior Contributor

PNC Points - CLI denial

Got denied for my request.  

  • Current amount of unsecured credit available with us. 

Less than $200 of spend on it since January.  My ego is ok Smiley Happy.

Message 1 of 6
5 REPLIES 5
coldfusion
Credit Mentor

Re: PNC Points - CLI denial

At least it only costs a soft pull.   I got the same reason when I took a stab at a CLI several months ago. 

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 6
Janneman
Valued Contributor

Re: PNC Points - CLI denial


@NoMoreE46 wrote:

Got denied for my request.  

  • Current amount of unsecured credit available with us. 

Less than $200 of spend on it since January.  My ego is ok Smiley Happy.


I got the same reason 4 days ago when I requested CLI after enough spending, while most get approved despite of no usage/spending for even a year or so....strange...

Message 3 of 6
NoMoreE46
Community Leader
Senior Contributor

Re: PNC Points - CLI denial


@Janneman wrote:

@NoMoreE46 wrote:

Got denied for my request.  

  • Current amount of unsecured credit available with us. 

Less than $200 of spend on it since January.  My ego is ok Smiley Happy.


I got the same reason 4 days ago when I requested CLI after enough spending, while most get approved despite of no usage/spending for even a year or so....strange...


Maybe we ought to Not use it to get a CLI 😀.

 

Message 4 of 6
FireMedic1
Community Leader
Mega Contributor

Re: PNC Points - CLI denial

Sorry @NoMoreE46 . PNC ProbablyNoCli.....Smiley Happy



BK Free Aug25
Message 5 of 6
NoMoreE46
Community Leader
Senior Contributor

Re: PNC Points - CLI denial

Clever.

Message 6 of 6
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