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PP Extra MC CLI Denied

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Meanmchine
Super Contributor

PP Extra MC CLI Denied

Hi everyone

 

Card was opened as a store card and later graduated to a MC. 3 years later, the CL sits at $20k.  Someone claimed they have seen a $25 limit on this card and my mouse finger began to twitch.  Called CS and requested a $25k limit.  The rep reviewed  my account  and asked me what my current income was and I told him. He then immediately commented "You want a $25k limit with an income of

$xx,xxx ?? I flubbed the answer totally,  never having been asked this question before by CS.  At this point I knew i was going to be denied.  He put me on hold for 30 seconds and came right back with the bad news. 

 

Got the letter yesterday which stated I am currently at max limit for the card. No credit pull was used.  I think if my income was higher, this would have been posted in the approval section

 

Logged on today to Discover and hit the love button. Nuttin

 

Im running outta cards to realistically request a CLI to

 

AND ....I didnt get my stim check today Smiley Sad

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 1 of 11
10 REPLIES 10
AverageJoesCredit
Legendary Contributor

Re: PP Extra MC CLI Denied

Dang Meanie! Sorry my friend. That is actually first time  ive ever heard this . Id be flabbergasted too if they asked my income lol, in comparison to what we ask forSmiley Wink. I fear most people will have to be happy with the limits they have or risk eyes on account 

Message 2 of 11
Meanmchine
Super Contributor

Re: PP Extra MC CLI Denied


@AverageJoesCredit wrote:

Dang Meanie! Sorry my friend. That is actually first time  ive ever heard this . Id be flabbergasted too if they asked my income lol


Hey  @AverageJoesCredit 

It wasnt that they asked me my salary, it was like what could you possible do with a $25k limit when you dont make alot of money

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 3 of 11
blindambition
Senior Contributor

Re: PP Extra MC CLI Denied

I'm sorry @Meanmchine ! They suck!! No kudos, but a big ole Meanie hug!! Hopefully the check is on its way!! 🤗 

Message 4 of 11
Anonymous
Not applicable

Re: PP Extra MC CLI Denied

So sorry Meanie. That's exactly why I never request that much. I wouldn't know how to respond to that question if asked. I suppose I would just be saying that I don't want to use more than 10% of my card for scoring purposes 😂 

Message 5 of 11
AllZero
Mega Contributor

Re: PP Extra MC CLI Denied

That is unfortunate. Hope you get better luck next time!
Message 6 of 11
Adkins
Legendary Contributor

Re: PP Extra MC CLI Denied

I'm sorry, @Meanmchine! 🤗


Last HP 08-07-2023



Message 7 of 11
Anonymous
Not applicable

Re: PP Extra MC CLI Denied

Sorry to hear about your denial, Meanie Smiley Indifferent

Message 8 of 11
seattletravels
Valued Contributor

Re: PP Extra MC CLI Denied

Dang meanie your scores are looking awfully pretty.



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 9 of 11
M_Smart007
Legendary Contributor

Re: PP Extra MC CLI Denied


@Meanmchine wrote:

Hi everyone

 

Card was opened as a store card and later graduated to a MC. 3 years later, the CL sits at $20k.  Someone claimed they have seen a $25 limit on this card and my mouse finger began to twitch.  Called CS and requested a $25k limit.  The rep reviewed  my account  and asked me what my current income was and I told him. He then immediately commented "You want a $25k limit with an income of

$xx,xxx ?? I flubbed the answer totally,  never having been asked this question before by CS.  At this point I knew i was going to be denied.  He put me on hold for 30 seconds and came right back with the bad news. 

 

Got the letter yesterday which stated I am currently at max limit for the card. No credit pull was used.  I think if my income was higher, this would have been posted in the approval section

 

Logged on today to Discover and hit the love button. Nuttin

 

Im running outta cards to realistically request a CLI to

 

AND ....I didnt get my stim check today Smiley Sad


Sorry Meanie, try Chase Amazon?

Message 10 of 11
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