@Anonymous wrote:Unenroll in VS4.0 minitoring, then re-enroll and you'll see your new score as of today.
This. Congrats @Anonymous on Senior. You can have my walker now Pops!
For the life of me i cannot get CLI from them due to this VS4.0 poop modal score. I am already past 4 statements
@FireMedic1 wrote:
@Anonymous wrote:Unenroll in VS4.0 minitoring, then re-enroll and you'll see your new score as of today.
This. Congrats @Anonymous on Senior. You can have my walker now Pops!
Lol thanks @FireMedic1 - once I take my Metamucil I'm gonna start to @ you in every post I make 😂
I don’t think they want you to do anything but be a little more patient. Four months in the credit world isn’t really very long.
Capital one will only allow a CLI once every 6 months per card, Amex will only allow a CLI every 6 months per person for all your cards, comenity doesn’t usually give CLI on their newly issued majors for at least 6 months (although sometimes less).
You’re at 4 months. That’s only 3 required payments (for them to look and see your payments vs statements vs activity - you may have made many more than 3 payments).
And I might be wrong about this, but weren’t most of your cards acquired right about the same time? Meaning they don’t have a handful of card showing years of history yet (which might sway a CLI on a new account)?
This is only my opinion of course-but I think you just need more time. These forums sometimes give us unrealistic expectations because we see so and so did x, y, z and it makes it seem normal-so we feel like we failed if we didn’t get approved or got denied for a CLI or something. When really we don’t have all the info-we don’t know the minutia of someone’s profile and/or income and/or history with a lender or even time at job or DTI or a million other things that might be churning away in an automated algorithm.
Some people do get CLI from Synchrony right away. Many do not. Just keep building a strong history of responsible use and they will reward you when they are ready.
You are doing everything right. You will reap the rewards.
Capital one will only allow a CLI once every 6 months per card, Amex will only allow a CLI every 6 months per person for all your cards, comenity doesn’t usually give CLI on their newly issued majors for at least 6 months (although sometimes less).
You’re at 4 months. That’s only 3 required payments (for them to look and see your payments vs statements vs activity - you may have made many more than 3 payments).
And I might be wrong about this, but weren’t most of your cards acquired right about the same time? Meaning they don’t have a handful of card showing years of history yet (which might sway a CLI on a new account)?
This is only my opinion of course-but I think you just need more time. These forums sometimes give us unrealistic expectations because we see so and so did x, y, z and it makes it seem normal-so we feel like we failed if we didn’t get approved or got denied for a CLI or something. When really we don’t have all the info-we don’t know the minutia of someone’s profile and/or income and/or history with a lender or even time at job or DTI or a million other things that might be churning away in an automated algorithm.
Some people do get CLI from Synchrony right away. Many do not. Just keep building a strong history of responsible use and they will reward you when they are ready.
You are doing everything right. You will reap the rewards.
How you request a CLI on the PPMC?
I don’t see a luv button on the PayPal layout like my other Sync card has.
I don’t see a luv button on the PayPal layout like my other Sync card has.
@Saeren
I gotcha, thanks!
Would it be worth a shot to call Credit Solutions to request a CLI before the AMEX and BBVA report?
Right now neither of them are on my report.
I gotcha, thanks!
Would it be worth a shot to call Credit Solutions to request a CLI before the AMEX and BBVA report?
Right now neither of them are on my report.
@JNA1 Mouse over "Services" and the link is there if available. I asked for $800 last month after 4 months to have a even CL and didnt want to push it. They matched my request. Tried again last week. No go. Good Luck!
