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PayPal credit card CLI

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Jnbmom
Credit Mentor

PayPal credit card CLI

Am I blind? I can't find anywhere to request a credit line increase ? Can you not do from your online account ?

EXP 780 EQ 796 TU 810
Message 1 of 15
14 REPLIES 14
FicoMike0
Senior Contributor

Re: PayPal credit card CLI

Makes you think they don't want to give clis. Either that, or they like to talk to you on the phone. Wells Fargo is that way, they look forward to my call every six months.

 

Message 2 of 15
Jeffster1
Valued Contributor

Re: PayPal credit card CLI

The CLI option was removed from the website recently. You have to call now.

 

The system is automatic. No need to speak to a phone rep to request a CLI. 

0% utilization
FICO 8 EX 815 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 14K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I Citi Costco Anywhere Visa 10.2K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 15K I Citi Thank You MC 10K I Bread Financial American Express 20.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K I USAA Cash Rewards Plus American Express 4K I Apple Card 6K
Message 3 of 15
DeeBee78
Valued Contributor

Re: PayPal credit card CLI

I literally used it today. It's under the 'Manage' tab, scroll down to see it. IMG_4331.jpegIMG_4331.jpeg




Message 4 of 15
Jeffster1
Valued Contributor

Re: PayPal credit card CLI

@DeeBee78 

 

Nope. Mine below. My guess is that they are phasing out the CLI button on the website and they haven't gotten to your account yet. I had the CLI button recently but, if you do a search on their website, it now says to call Synchrony for a CLI. 

 

I tested the automated CLI request via phone a couple hours ago and was instantly approved for the 5K CLI I requested.

 

Mine:

 

IMG_1797.jpegIMG_1797.jpeg

0% utilization
FICO 8 EX 815 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 14K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I Citi Costco Anywhere Visa 10.2K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 15K I Citi Thank You MC 10K I Bread Financial American Express 20.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K I USAA Cash Rewards Plus American Express 4K I Apple Card 6K
Message 5 of 15
Jnbmom
Credit Mentor

Re: PayPal credit card CLI

@DeeBee78  @Jeffster1  Yup mine looks like yours Jef nothing there lol .

 

What number did you call by the way ?

EXP 780 EQ 796 TU 810
Message 6 of 15
Jeffster1
Valued Contributor

Re: PayPal credit card CLI

@Jnbmom 

 

1-855-938-3684

0% utilization
FICO 8 EX 815 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 14K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I Citi Costco Anywhere Visa 10.2K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 15K I Citi Thank You MC 10K I Bread Financial American Express 20.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K I USAA Cash Rewards Plus American Express 4K I Apple Card 6K
Message 7 of 15
Jnbmom
Credit Mentor

Re: PayPal credit card CLI

@Jeffster1 

 

Thabks no go oh well lol . Not sure why  i did  lower and close some synch cards . So I wasn't in danger zone , will wait for letter 

EXP 780 EQ 796 TU 810
Message 8 of 15
Jeffster1
Valued Contributor

Re: PayPal credit card CLI

@Jnbmom Synchrony can be so weird.
0% utilization
FICO 8 EX 815 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 14K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I Citi Costco Anywhere Visa 10.2K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 15K I Citi Thank You MC 10K I Bread Financial American Express 20.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K I USAA Cash Rewards Plus American Express 4K I Apple Card 6K
Message 9 of 15
zerofire
Valued Contributor

Re: PayPal credit card CLI

If Synchrony does not want to issue a CLi they do not put the option on their site. It is well known that you need to qualify first. I checked my PayPal card and it has an option to "Request Increase" right under the credit limit line. My guess is that they just are not interested in entertaining it right now. As for calling in, it is well known that they will happily put a request in at any time even if you do not qualify.

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