That sounds like a transaction denial as opposed to a request for a credit account. No CRA was even contacted. Strange
Edit : Just found this
http://ficoforums.myfico.com/t5/Credit-Cards/can-anybody-explain/td-p/3455961
>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
