PenFed CC approval then denied

baller4life · ‎05-11-2016

It is 90 days. However, I am noticing by the multiple reports now, that when you recon a denial they hp you again. Odd. But,that seems to be the pattern.

Anonymous · ‎05-11-2016

@RM21 wrote:
@Anonymous wrote:
@DoroLucky wrote:
@OP can you just reapply since the HP is good for 90 days?
Don't assume the 90 day rule with Penfed. I had then hit me with a second hard pull within 30 days when trying to recon a PLC.
That's good to know! I just got in with them and was told 90 days.

Everything I have read and was told is that they use the same pull for 90 days. When I had another inquiry from them pop up I was in shock. I have been calling them for the last 3 days trying to get this resolved. When I spoke with them today they put me on the 30 day wait list. What makes things worse it that they are supposed to notify you if they are going to pull your credit and I received no notification. If I don't get any response, I will be contacting the office of the CEO.

IncrsCreditScore1 · ‎05-12-2016

Sounds as if they are sending silent messages of DO NOT ASK FOR RECON.

January 2018 Scores - EQ 797 | TU 800 | EX 798 | ~~Started Gardening Again on March 21, 2017

bk510 · ‎05-18-2016

@Anonymous wrote:
@RM21 wrote:
@Anonymous wrote:
@DoroLucky wrote:
@OP can you just reapply since the HP is good for 90 days?
Don't assume the 90 day rule with Penfed. I had then hit me with a second hard pull within 30 days when trying to recon a PLC.
That's good to know! I just got in with them and was told 90 days.

Everything I have read and was told is that they use the same pull for 90 days. When I had another inquiry from them pop up I was in shock. I have been calling them for the last 3 days trying to get this resolved. When I spoke with them today they put me on the 30 day wait list. What makes things worse it that they are supposed to notify you if they are going to pull your credit and I received no notification. If I don't get any response, I will be contacting the office of the CEO.

President/CEO James Schenck at info@hq.penfed.org. I hope it works out for you. Good Luck,