cancel
Showing results for 
Search instead for 
Did you mean: 

PenFed CC approval then denied

baller4life
Super Contributor

Re: PenFed CC approval then denied

It is 90 days. However, I am noticing by the multiple reports now, that when you recon a denial they hp you again. Odd. But,that seems to be the pattern.
Message 21 of 24
edulover
New Contributor

Re: PenFed CC approval then denied


@RM21 wrote:

@edulover wrote:

@DoroLucky wrote:
@OP can you just reapply since the HP is good for 90 days?

Don't assume the 90 day rule with Penfed. I had then hit me with a second hard pull within 30 days when trying to recon a PLC. 


That's good to know! I just got in with them and was told 90 days.


 

Everything I have read and was told is that they use the same pull for 90 days.  When I had another inquiry from them pop up I was in shock.  I have been calling them for the last 3 days trying to get this resolved.  When I spoke with them today they put me on the 30 day wait list.  What makes things worse it that they are supposed to notify you if they are going to pull your credit and I received no notification. If I don't get any response, I will be contacting the office of the CEO.



Gardening goal April 2017 to allow new accounts to age and INQ to fall off. Current scores FICO 8 EQ 696, TU 702, EX 724 Goal 800
Message 22 of 24
IncrsCreditScore1
Valued Contributor

Re: PenFed CC approval then denied

Sounds as if they are sending silent messages of DO NOT ASK FOR RECON.

January 2018 Scores - EQ 797 | TU 800 | EX 798 | ~~Started Gardening Again on March 21, 2017
Message 23 of 24
bk510
Valued Contributor

Re: PenFed CC approval then denied


@edulover wrote:

@RM21 wrote:

@edulover wrote:

@DoroLucky wrote:
@OP can you just reapply since the HP is good for 90 days?

Don't assume the 90 day rule with Penfed. I had then hit me with a second hard pull within 30 days when trying to recon a PLC. 


That's good to know! I just got in with them and was told 90 days.


 

Everything I have read and was told is that they use the same pull for 90 days.  When I had another inquiry from them pop up I was in shock.  I have been calling them for the last 3 days trying to get this resolved.  When I spoke with them today they put me on the 30 day wait list.  What makes things worse it that they are supposed to notify you if they are going to pull your credit and I received no notification. If I don't get any response, I will be contacting the office of the CEO.


President/CEO James Schenck at info@hq.penfed.org. I hope it works out for you. Good Luck,

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 24 of 24
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.