PenFed CU - Double hard pull

[randomguy1]

I opened a PenFed CU bank account, followed up by an auto-loan refi and credit card app in the same day which resulted in a double hard pull.

They were listed as:

Pentagon Fcu

Pentagon Fcu-alexand

I will call them tomorrow to see if they will remove one but just wanted to warn you guys. I did not see this happening to others although I could have missed it. I will update on my results.

[CramEiko]

It's weird how these work. I actually don't remember PenFed pulling my credit when I joined 2 years ago. I do remember getting an HP for the PCR card.

Good Luck!

[Anonymous]

This is becoming annoyingly frequent... The PenFed Alexandria entry has even shown up for some people who were just going for membership, not credit products.

[tussking]

Don't waste your time calling to get a removal. They do a pull for membership and then a pull for products. The good news they will use the product pull for 30 days. I have two credit cards with them and they are my only cards that allow the same cash line as credit.

[DaveInAZ]

Penfed HPs for membership and they use the same HP for bank accounts and usually the same HP for a CC for usually up to 30 days. YMMV.

It's a separate HP for secured loans, auto or mortgage/home equity. Penfed has been a bit more HP happy than usual lately.

[Traveler101]

I had recently called penfed about a balance transfer. I had opened 2 accounts, a car loan and cc in dec. My limit is 10k on cc. I wanted to see if they would do a sp for increase. I did not want to take a hit of 80% uti. They said it would have to be a hard pull. So instead, I opened a cc at navy. Gave me a 25k open line and no transfer fee. So I deffinatley saved there. Then after that, I ran almost 4k thru penfed for dental work. I paid it all off before statement cut. Now it will be sockdrawer time and see if after a year is up, if they will appreciate me more.

[randomguy1]

I have definitely heard better things with the NavyCU. If was was eligible to join, I would definitely be there.

[AverageJoesCredit]

Hps are becoming a PF Specialty

[M_Smart007]

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@AverageJoesCredit wrote:
Hps are becoming a PF Specialty

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pretty soon, HP for looking at web portal

[UH_HUH]

Thanks M_Smart007 That made me LOL!!