Pre Approved for CSP and Slate!

[OmarGB9]

Are you talking about the CSP or the SW? Because though I'm prequaled for the CSP, my post is about my chances at the Southwest card. That's the one I'm interested in, not the CSP. I know the CSP wouldn't fit into my spending pattern, and there's no way I could meet that $4k spend in 3 months bonus lol. I want the Southwest pretty bad though.

[CreditCuriosity]

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@OmarGB9 wrote:
Are you talking about the CSP or the SW? Because though I'm prequaled for the CSP, my post is about my chances at the Southwest card. That's the one I'm interested in, not the CSP. I know the CSP wouldn't fit into my spending pattern, and there's no way I could meet that $4k spend in 3 months bonus lol. I want the Southwest pretty bad though.

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Was reffering to the CSP.. SW card you should be golden for.. Sorry for the misunderstanding.   Best of luck on your application if you go for it!

[OmarGB9]

Lol no worries. I kinda figured. And thanks! I think I will, but not until my statements cut and some lower balances report. Couple of cards were over 50%, and I paid them down to about ~30%, so I'm hoping for some extra points on my score. Even if I don't, reporting a lower UTIL can't hurt, right?

Also, do you think I should app directly from the chase site? Or should I login to my RR account on SW and go through there? Probably doesn't make a difference, I'm sure, but just looking for some input.

[CreditCuriosity]

Deffinetly get your utilization down and let it report first.. Also I don't really think it matter where you apply from.. Although some people think it is better to apply from SW site or whatever as it links to the application from there and they can tell where it came from, but if you have a SW # already then it probably doesn't make a difference, but have no clue to be honest.. UW is UW.

[Anonymous]

I bet you're good. I'd check to see if you get the same bonus showing up from the Southwest site and the Chase site and do some googling to see if there are any different offers out there before applying. 

[OmarGB9]

Thanks for the advice CreditCuriousity and Tortoise! I have poked around a bit and 50k is the highest bonus they offer I think.