@Anonymous wrote:
I got my freedom card just over 4months ago now, was approved for 4k they increased me to 5K. I was also pre approved for the slate and csp. My other card is a QS1 which just turned a year old and now has a 3K limit. I do want a CSP but cannot justify the 4K spent until probably feb when i book an overseas trip. IN the meantime i fly southwest alot at least 3 times a year to visit my parents i dont think co branded cards come up for pre approvals correct me if im wrong? Do you think id get a decent limit if i flat out applied for a SW card? My Real fico's are 698-699 and 701, income 53K have a judgement from 6years ago and a paid collection from 1.5 years ago for 350bucks from sprint/west asset management company showing on my file. Otherwise no lates or anything bad for the last 4.5 yrs AAOA 7yrs, 4-5 inq across the board with 2 falling off every report this Feb. Thoughts?
If you're getting prequal for CSP I'm sure you'd get SW. Since CSP is a min $5k limit and co-branded cards are usually more generous than non-co-branded, I'd bet the limit would be decent.
If the CSP is important to you in the future, remember Chase's current rule of less than 5 cards in two years. Sounds like you're fine now, but just something to keep in mind. GL.
