Pulled the trigger on Walmart.....

[Cheryla18]

I got the 7-10 message....what should i do? Wait or call. I'm 5 months post Ch7 BK,  did not have any Synchrony accts  in the BK. Scores are still low TU 582 ...

Cheryl

[Loquat]

Your score may be still a little too low for Walmart.  Although if you search hard enough here on the forums you may find that a few folks have been approved with a score that low but the limit is usually so small that it'd probably be more of a headache than it would be worth.  I'd say give it another shot once you cross over 600 on TU.  Best of luck!

[oldman425]

Have you tried getting any secured cards yet?

[Cheryla18]

Not yet. Can't use Cap One they were in my Ch7. So I go to like Discover or something like that

[Anonymous]

You have any credit cards at all reporting? You might be stuck with secured cards for a while.

[Jerry45]

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@oldman425 wrote:

Have you tried getting any secured cards yet?

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+1. Excellent advice

[Cheryla18]

I have VS and Maurice's both low limit $250 and a MasterCard CL 500

[oldman425]

Credit One and Discover both offer secured cards.  (I think)

[bk510]

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@oldman425 wrote:

Credit One and Discover both offer secured cards.  (I think)

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I  would avoid Credit One.

Discover is ok.

Try NFCU, SDFCU.

Walamart just might approve you, although they tend to look for scores north of 600.

Good luck.

[Anonymous]

Do you have a bank? Find out if they offer a secured card and then use it responsibly.