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So today was day 180 since my last increase on my Quicksilver card. I hit the button with a balance of $4600 of $5000 as I just bought a major item a week ago.
I got a message offering $2500 additional, bringing me to a total of $7500. I did not accept.
My totals are $25,000 in charges put through since November 1, 2015.
I put $5-6k on each month and pay $5-6 each month spread between payments on the 1st and 16th of each month.
Does anyone think if I wait a week or so when I make my large balance pay down that the offer might be higher? I guess my thought is that maybe 92% utilization on the card at the time I asked was too much for a good increase? Not saying $2500 isn't good but with the offers some have gotten when putting so much through on the card, I just want to make sure the 92% utilization isn't hurting me.
![]() CapOne QS $10,250 | ![]() AMEX Delta Gold $15,000 | ![]() AMEX BCE $5,000 | ![]() AMEX BCP $1,000 | ![]() AMEX HHonors $1,600 | ![]() Discover it $2,000 | EQ: 648 TU: 654 EX: 691 (as of 07/15/2017) |
$2500 is not a bad offer. They usually offer between 1k-3k, although there have been a rare few who get offered more than that. Get your balance down and then try again; hopefully they will increase their offer then. Good luck!
That was a good increase