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RBFCU vs SSFCU?

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ScoreOrBeScored
Valued Contributor

Re: RBFCU vs SSFCU?

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Message 21 of 64
ScoreOrBeScored
Valued Contributor

Re: RBFCU vs SSFCU?

There is the payment schedule for the ploc since that's one of the products your interested in.

 

720+ will qualify you for best rate (8.9%) 

 

the score RBFCU had for me matched the same as my Fico score I have here. 

 

 

Message 22 of 64
OmarGB9
Community Leader
Super Contributor

Re: RBFCU vs SSFCU?

Awesome thanks for all that info, Score! Smiley Happy

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 23 of 64
ScoreOrBeScored
Valued Contributor

Re: RBFCU vs SSFCU?

Your welcome.
From what I can see, they didn't change my Apr on my CC when rates went up. Guess current customers are grandfathered
My rate remains @ 7.7% & new rate for new apps 7.95% good luck with your decision making Smiley Happy
Message 24 of 64
Anonymous
Not applicable

Re: RBFCU vs SSFCU?

Well, you know I love RBFCU! Wish i could get a little SSFCU! 😁

I have my car financed (1.99) , Low rate CC 7.7% and PLOC.
Btw..My PLOC is hidden
Message 25 of 64
Ron1
Super Contributor

Re: RBFCU vs SSFCU?

SSFCU is not little. They are quite big. Smiley Happy


Ron.
Message 26 of 64
baller4life
Super Contributor

Re: RBFCU vs SSFCU?


@Ron1 wrote:
SSFCU is not little. They are quite big. Smiley Happy


Ron.

Haha you got that right! Largest cu in Texas. 8th largest in the country! 

Message 27 of 64
Anonymous
Not applicable

Re: RBFCU vs SSFCU?


@Ron1 wrote:
SSFCU is not little. They are quite big. Smiley Happy


Ron.

Touche`! Smiley LOL  I meant to say a little SSFCU love!  I did do some research on SSFCU before and yes it it quite big! Smiley LOL

Message 28 of 64
Ron1
Super Contributor

Re: RBFCU vs SSFCU?

It is hard to get rid of old habit. Smiley Happy


Ron.
Message 29 of 64
happypill
Valued Contributor

Re: RBFCU vs SSFCU?

I think SSFCU is great for their credit cards.  The Power Travel Rewards gives an awesome 3.3% rewards on travel & dining, which are premium categories.  The regular card offers a rate of 6.74%.  Both cards have no fee for balance transfer, cash advance (which is rare) or AF.  The Power Travel Rewards also has no FTF.  They Also offer rewards on debit card purchases, which is pretty rare these days as well.

 

I don't think their loan rates are the best though.

Message 30 of 64
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