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RFI - RBFCU Members

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woodyman100
Valued Contributor

Re: RFI - RBFCU Members

I applied 2 days ago and I was double pulled on TU. One for CC and another for membership.
I think the almighty is trying to tell me something
NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 21 of 46
ScoreOrBeScored
Valued Contributor

Re: RFI - RBFCU Members


@woodyman100 wrote:
I applied 2 days ago and I was double pulled on TU. One for CC and another for membership.
I think the almighty is trying to tell me something

What SL did you get ? And your rate ? 

 

Yor HP is good for 45 days. App for the PLOC. Make it worth it...

Message 22 of 46
baller4life
Super Contributor

Re: RFI - RBFCU Members


@woodyman100 wrote:
I applied 2 days ago and I was double pulled on TU. One for CC and another for membership.
I think the almighty is trying to tell me something

Ok you should contest 2nd pull. Supposed to only be ONE pull.

Message 23 of 46
Zorasmiles
Established Contributor

Re: RFI - RBFCU Members


@baller4life wrote:

@woodyman100 wrote:
I applied 2 days ago and I was double pulled on TU. One for CC and another for membership.
I think the almighty is trying to tell me something

Ok you should contest 2nd pull. Supposed to only be ONE pull.


I'd contest the second pull as well.  In the past they only did the telechex system for membership.  My wife and I had set up accounts for our son and daughter (was only 6 at the time lol but it's never too early to start teaching them about money).

FICO scores are your calling card to the business world. Build a negative reputation and those doors are hard to open, find that perfect balance of credit responsibility and those doors open when you desire them.
Message 24 of 46
woodyman100
Valued Contributor

Re: RFI - RBFCU Members

I asked for 10k, but I got 2.5k @7.7%. I had to take a severe beating with a wet noodle for that.

She let me know that my available credit was WAY over what they normally go for. She suggested that I start "trimming" the portfolio a bit. I can laugh about it, but she was right. 

i decided I would take it and hide under the bed for 6 months.

my wife wants another house anyway.

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 25 of 46
woodyman100
Valued Contributor

Re: RFI - RBFCU Members

The CA was surprised as well. She said she would look into it for me.

fingers crossed

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 26 of 46
baller4life
Super Contributor

Re: RFI - RBFCU Members

Dang woody!! Dont you just hate it when these analysts give you a spanking??? Congrats on your new card. You'll get that limit up. That info certainly helps me stay in garden. I'm already over $150k in lines. Smiley Sad

Message 27 of 46
woodyman100
Valued Contributor

Re: RFI - RBFCU Members

Smiley Very Happy

They're not going to like the new Total Rewards for 10k.

i checked that pending app tonight from Sunday. Approved 8k and hit the love button for another 2 k.

i am going to reduce Lowes and cut Sams, GM and something Chase I think.

 

NFCU-ICCU-EECU-Texas Trust CU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-Keypoint CU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-UMB-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread -DSNB-Webbank-Bill
Message 28 of 46
joedtx
Valued Contributor

Re: RFI - RBFCU Members


@baller4life wrote:

Dang woody!! Dont you just hate it when these analysts give you a spanking??? Congrats on your new card. You'll get that limit up. That info certainly helps me stay in garden. I'm already over $150k in lines. Smiley Sad


I was pulling for ya Woody wish it was the full 10k, 

 

Baller4life, I didn't want to be a debbie downer but this sounds like the RBFCU that i've known for years they tease with great rates and limits and seem to really support their members but the prime cl & rate seem to only be reserved for the military elite and those with exceptional profiles Smiley Sad . Maybe Zorasmiles and Ron 1 know otherwise but thats been my history and others who are members have shared with me as well but thats from the past.

 

Message 29 of 46
baller4life
Super Contributor

Re: RFI - RBFCU Members

Scoreorbescored's trifecta just got me all hyped. But he doesn't have the mega lines yet that you all have. He's building his portfolio. That may have something to do with their generosity.
Message 30 of 46
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