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Rejected Capital One CLI

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OMW2_HighAcheiver
Established Contributor

Rejected Capital One CLI

NOW GETTING 2-3 DAY MESSAGE

Scores are improving. Kept getting denied limit increase requests due to card being too new. Then it went to denials due to derogs, except for last week offered low increase. Third statement cuts soon. Credit Steps QS1.

What does this mean? Will an offer likely resurface?




Message 1 of 8
7 REPLIES 7
ladybug2016
Regular Contributor

Re: Rejected Capital One CLI

Sorry to hear that! Keep trying, it will happen.

 

I had success using the automated system...don't hear many people using that but figured I'd try.

Message 2 of 8
FireMedic1
Community Leader
Mega Contributor

Re: Rejected Capital One CLI

Hang in there. BK DC'ed 12/15. Reaffirmed my truck with Cap1/ Had no cards. Approved for Cap1 Plat $2000. Then last month got Quicksilver1 $3000. Tried the 3 month SP Luv button this am after the 3rd statement posted. Got another $2000 for a total of $4000 on the Plat.Stay below 10%. Pay as soon as the statement cuts. Good luck!


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 3 of 8
Pway
Valued Contributor

Re: Rejected Capital One CLI

I would wait until the third statement cut and then request a CLI.  I would take what they are offering you at that point.  What type of useage are you putting through this card? I maxed my cards out with Capital One when I was first approved and paid them off.  Capital One loves a lot of useage and high payments.  

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 4 of 8
OMW2_HighAcheiver
Established Contributor

Re: Rejected Capital One CLI

I use my cards a lot but contrary to popular belief, I do not PIF every month. I do however, always pay more than minimum. It's kool. I'm confident they'll offer an increase after 3 statements.
I was concerned about the 2-3 day messages repopulating. I assumed once an increase was offered, it'll always be there. I had no new negatives only improvements. I am confused by this.




Message 5 of 8
Anonymous
Not applicable

Re: Rejected Capital One CLI

The Platinum I PC'd to a QS didn't get any CLI except for Credit Steps completion.

 

My Credit Step Playstation CLI wasn't approved until the 3rd statement fully posted. 

 

You can do this!  Wait for 3rd or 4th statement.  It will happen.

Message 6 of 8
OMW2_HighAcheiver
Established Contributor

Re: Rejected Capital One CLI

Thanks Boo! (Bu)

I'll keep my head up 😙




Message 7 of 8
Anonymous
Not applicable

Re: Rejected Capital One CLI

Message 8 of 8
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