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For Synchrony cards, you can call credit solutions (or chat if it's available) anytime to ask for a CLI - even right after an auto increase. I just found that the love button usually doesn't work after any kind of increase (for me anyway) until at least 4 months have passed since the last one. Comenity is tougher for me to figure out, and I always just try the love button a couple of months after any increase.
@Anonymous wrote:
I've got a 3 syncs cards - Belk, Old Navy, and Walmart, and 1 Comenity - Victoria's Secret. I recently had auto CLI on both Belk and VS (small increases but increases nonetheless). At what point would you request another increase over the auto CLI? I read so many instances of calling credit solutions for the increases but i don't want to time it wrong. I guess it never hurts to call but I certainly wanna increase my chances by timing it right!
Timing has nothing to do with it when calling Credit Solutions. I just read a post where someone got 3 CLI's on 1 acct in 1 day. I, personally have called 2 days in a row about 1 acct. You can literally call CS as many times as you wish. I read about someone calling several times back to back trying to get a better agent, lol...
They have 2 #'s:
877-379-8173 (tends to be overseas agents)
866-519-6441 (American agents EDIT: I always got Americans but just called on my Lowes acct and got someone other than American. Sounded Indian???)
Call them today and shoot high when asked what you are seeking for a CLI. I mean really high like $15K minimum. They don't care but you want to make sure you're not leaving anything on the table when you hang up. The more you have