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SCT Victoria Secret and Overstock (wanted full social security number)

Valued Member

SCT Victoria Secret and Overstock (wanted full social security number)

For the first time ever I tried the SCT Shopping Cart Trick.  Victora Secret is weird.  I have a message that states we will  get back regarding  your approval for the Victora's Secret Credit Card Program.  It appears I was approved but not it it is not clear.  Victoria Secret did ask for last four digitals of social security number.  Overstock wanted entire social security number so I did not complete the application.  Anyone else has SCT sucess or failure lately.

Message 1 of 16
15 REPLIES 15
Frequent Contributor

Re: SCT Victoria Secret and Overstock (wanted full social security number)

If I remember correctly, Overstock does take full ss# but is a soft pull.

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Message 2 of 16
Valued Member

Re: SCT Victoria Secret and Overstock (wanted full social security number)

Thanks.  I did not want a hard pull so I was scared off. I seen posts with mixed results.

Message 3 of 16
Valued Contributor

Re: SCT Victoria Secret and Overstock (wanted full social security number)


@KnightTrader757 wrote:

Thanks.  I did not want a hard pull so I was scared off. I seen posts with mixed results.


I had to give my full social for Williams Sonoma (Comenity) and it was a SP only when I got the card. I got WS and VS via SCT and now I realize store cards aren't my thing and realize while nice there was no HP, it did little for me to still get 2 new accounts on my CRs and lower my AAoA and such and then have seen use maybe once or twice.

 

Good luck on your VS approval! It is hit or miss for many if it is a HP or SP even when only using the last 4. No guarantee either way.




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Message 4 of 16
Valued Member

Re: SCT Victoria Secret and Overstock (wanted full social security number)

Thank you. I will be careful. I have the Discover IT Secured coming.

 

I am about to make my $200 deposit for Navy Federal Secured and apply today and have already prequalified for Navy Federal Secured Card.

 

Both cards (Discover IT Secured and Navy Federal Secured Card) have a good likelihood to be change to unsecure based on my research.

 

I got prequalified for for Capital one Platnium but I think I will wait until late next year for that one. 

 

So I will stop trying preapproval and SCT I think.  

Message 5 of 16
Community Leader
Super Contributor

Re: SCT Victoria Secret and Overstock (wanted full social security number)

It hasn't been that uncommon for someone rebuilding their profile to acquire several cards using the SCT and then post here later that they regretted doing it.

 

That being said if there is a particular card that you would use regularly for the long term don't be deterred from applying for it, the key is to not be wasteful with your efforts and resources.



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Message 6 of 16
Valued Member

Re: SCT Victoria Secret and Overstock (wanted full social security number)

Thanks, I am starting to see some regrets of SCT on Facebook a little. I have heard some cards have been closed without warning (reportedly with no missed payments or late pays) or credit limits reduced drastically. 

Message 7 of 16
Valued Member

Re: SCT Victoria Secret and Overstock (wanted full social security number)

Thank for all the information. As of now, there is soft pull from Comneity Bank on my Equifax dated today; I am pretty sure it is for the Victoria Secret Card.

Message 8 of 16
Regular Contributor

Re: SCT Victoria Secret and Overstock (wanted full social security number)

Thanks for sharing the data points. I had a VS credit card years ago but decided to close it for lack of use. Since so many have mentioned success with this card through the SCT, I thought I'd give it a try since I'd actually make use of the card. But no pop up for me. Good luck on your approval 

Message 9 of 16
New Contributor

Re: SCT Victoria Secret and Overstock (wanted full social security number)

I was hit with a HP and denial w overstock over the summer. VS was SP but didn't get approved. Yes that's how much that bank hates me from paying them back in full for the express card I had over 5-6 years ago. 

Message 10 of 16
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