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SCT ?

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westcoastpeach1965
New Contributor

Re: SCT ?

I've just gotten 3 over the past 2 weeks and each was $2,000...Overstock, West Elm and Frontgate.  I actually applied for a Visa from Comenity, but never got a response and then received these just pre-approved.  I think they are not so stingy with their store cards.  My credit scores are slowly going up, but myfico and credit karma still haven't registered that I paid off all my cards mid-April, so once my score goes up, I'm hoping to get another good Visa.  I'm about to move back to California and would like for my scores to be high when I do and also to have some good credit just in case employment isn't found right away.  Don't really need anymore store cards, but I did want the one from Frontgate!  Smiley Happy

Starting Score: 660
Current Score: 660
Goal Score: 750


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Message 11 of 14
Anonymous
Not applicable

Re: SCT ?


@Anonymous wrote:

@Anonymous wrote:

My brother got a $1500 Barclays card for apple store doing the SCT


Are you SURE about that? Ive never ever heard of a SCT with Barclays.. that is a Comenity thing


The Barclays thing isn't a traditional SCT pre-approval the way Comenity is, but it's sort of a pre-qualified thing.  I got it with their Williams-Sonoma Visa card last year, but much like Comenity's Visas and Mastercards are now, it is technically an application with a hard pull on your report.  That being said, it was solid and I was instantly approved, despite having been declined for the Barclays Rewards card a few weeks prior.  They gave me a SL of $2K, which jumped to $4500 at the six-month mark.  It's been a good card.  

Message 12 of 14
Anonymous
Not applicable

Re: SCT ?

yea sorry didnt understand what SCT is fully until after this post.  But he did pull a awesome $1500 barclays when buying an Ipad.

Message 13 of 14
Anonymous
Not applicable

Re: SCT ?

 
Message 14 of 14
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